# MCF vs CaffIQ

The clearest difference is in-app purchases: MCF at none against CaffIQ's 3. MCF also leads on iOS requirement (15.0 vs 18.0). CaffIQ's advantage is update cadence (every 3 weeks vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. CaffIQ sells 3 in-app purchases, starting at $4.99 per month. MCF asks for nothing beyond the download.

MCF ships an update every 4 months, CaffIQ every 3 weeks. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | MCF | CaffIQ |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 67 MB | 18 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Mutlab](https://appshunter.io/developer/1363984051) | [Guillaume Brard](https://appshunter.io/developer/1867215581) |

## What reviewers say

### MCF

[App page](https://appshunter.io/ios/app/mcf/id1599567878)

Access your mutual insurance account to manage reimbursements, view coverage, and contact support. Request a payment card, submit invoices, and update personal information. It also provides access to home assistance services for various life situations.

**Highlights:** Contact your mutual insurance, View reimbursements, Check your coverage, Request payment card, Submit invoices and quotes, Update personal and bank details, Locate healthcare professionals, Access home assistance services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CaffIQ

[App page](https://appshunter.io/ios/app/caffiq-caffeine-tracker/id6757486537)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CaffIQ Pro — Monthly | $4.99 | per month |
| CaffIQ Pro — Annual | $29.99 | per year |
| CaffIQ Pro — Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is MCF free?

MCF is free to download, with no in-app purchases.

### Is CaffIQ free?

CaffIQ is free to download, with in-app purchases available.

### Do MCF or CaffIQ have ads?

Neither MCF nor CaffIQ shows ads.

### Which is updated more often, MCF or CaffIQ?

MCF ships an update every 4 months, and CaffIQ every 3 weeks. Most recently, MCF was updated on October 5, 2026 and CaffIQ on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*