# Cross Exchange vs Jars

The clearest difference is in-app purchases: Cross Exchange at none against Jars's 2. Cross Exchange also leads on update cadence (monthly vs every 2 months) and iOS requirement (12.4 vs 14.0). Jars's advantage is ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Jars sells 2 in-app purchases, starting at $9.99 per month. Cross Exchange asks for nothing beyond the download.

Cross Exchange ships an update monthly, Jars every 2 months. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Cross Exchange | Jars |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/jars-envelope-budgeting/id6602895325/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | **Ad-supported** | Freemium |
| Size | 31 MB | 87 MB |
| Requires iOS | **12.4** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cross Exchange, Inc](https://appshunter.io/developer/1599571969) | [Greentree Studio, LLC](https://appshunter.io/developer/1760937280) |

## What reviewers say

### Cross Exchange

[App page](https://appshunter.io/ios/app/cross-exchange/id1599571967)

This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.

**Highlights:** eSIM provisioning, International payment services, Supports over 150 countries, Secure platform, Cross-border transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Jars

[App page](https://appshunter.io/ios/app/jars-envelope-budgeting/id6602895325)

This app helps you manage your money using the envelope budgeting method. It allows you to divide your bank accounts into virtual "Jars" for specific purposes, providing a clear overview of your spending. It offers smart automation and can be used with connected bank accounts or manually.

**Highlights:** Envelope budgeting with unlimited Jars, Connects to bank accounts for automatic transaction download, Smart suggestions for assigning transactions, Manual account creation option, Automated deposits with Paycheck Plans, Shared accounts for family budgeting, Junior Accounts for teaching kids financial literacy

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $9.99 | per month |
| Annual Plan | $79.99 | per year |


## Frequently asked questions

### Is Cross Exchange free?

Cross Exchange is free to download, with no in-app purchases.

### Is Jars free?

Jars is free to download, with in-app purchases available.

### Do Cross Exchange or Jars have ads?

Cross Exchange shows ads; Jars does not.

### Which is updated more often, Cross Exchange or Jars?

Cross Exchange ships an update monthly, and Jars every 2 months. Most recently, Cross Exchange was updated on October 27, 2026 and Jars on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*