# Cross Exchange vs 99Fi

The clearest difference is ads: 99Fi at none against Cross Exchange's shown. Cross Exchange's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cross Exchange ships an update monthly, 99Fi every 2 months. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Cross Exchange | 99Fi |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Ad-supported | — |
| Size | 31 MB | 46 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cross Exchange, Inc](https://appshunter.io/developer/1599571969) | [99Lan Inc](https://appshunter.io/developer/1790978696) |

## What reviewers say

### Cross Exchange

[App page](https://appshunter.io/ios/app/cross-exchange/id1599571967)

This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.

**Highlights:** eSIM provisioning, International payment services, Supports over 150 countries, Secure platform, Cross-border transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### 99Fi

[App page](https://appshunter.io/ios/app/99fi/id6740659848)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Cross Exchange free?

Cross Exchange is free to download, with no in-app purchases.

### Is 99Fi free?

99Fi is free to download, with no in-app purchases.

### Do Cross Exchange or 99Fi have ads?

Cross Exchange shows ads; 99Fi does not.

### Which is updated more often, Cross Exchange or 99Fi?

Cross Exchange ships an update monthly, and 99Fi every 2 months. Most recently, Cross Exchange was updated on November 7, 2026 and 99Fi on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*