# Cross Exchange vs 91 Payments

The clearest difference is ads: 91 Payments at none against Cross Exchange's shown. Cross Exchange's advantage is iOS requirement (12.4 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cross Exchange ships an update monthly, 91 Payments every 3 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Cross Exchange | 91 Payments |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | — |
| Size | 31 MB | 28 MB |
| Requires iOS | **12.4** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cross Exchange, Inc](https://appshunter.io/developer/1599571969) | [GREY INVENT TECHNOLOGY LIMITED](https://appshunter.io/developer/1811104374) |

## What reviewers say

### Cross Exchange

[App page](https://appshunter.io/ios/app/cross-exchange/id1599571967)

This app provides eSIM services and international payment solutions. It allows users to send payments and obtain eSIMs in over 150 countries through a secure platform.

**Highlights:** eSIM provisioning, International payment services, Supports over 150 countries, Secure platform, Cross-border transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### 91 Payments

[App page](https://appshunter.io/ios/app/91-payments/id6746633692)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cross Exchange free?

Cross Exchange is free to download, with no in-app purchases.

### Is 91 Payments free?

91 Payments is free to download, with no in-app purchases.

### Do Cross Exchange or 91 Payments have ads?

Cross Exchange shows ads; 91 Payments does not.

### Which is updated more often, Cross Exchange or 91 Payments?

Cross Exchange ships an update monthly, and 91 Payments every 3 weeks. Most recently, Cross Exchange was updated on October 27, 2026 and 91 Payments on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*