# YMO vs Studely

The clearest difference is rating: YMO at 4.8 against Studely's 3.6. Studely's advantage is monetization model (free vs free with in-app purchases) and review sentiment (75% vs 57%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YMO holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 9 and 10 respectively. Written reviews complicate that: 57% of YMO's written reviews are positive against 75% of Studely's, so the app with the better star average is not the one people write more warmly about.

YMO ships an update every 2 weeks, Studely fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | YMO | Studely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/ymo-transfert-dargent/id1599709706/reviews)** | [3.6 (10 ratings)](https://appshunter.io/ios/app/studely/id1619056489/reviews) |
| Number of ratings | 9 | **10** |
| Positive reviews | 56.7% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 124 MB | 79 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [YMoney](https://appshunter.io/developer/1562642489) | [STUDELY](https://appshunter.io/developer/1619056491) |

## What reviewers say

### YMO

[App page](https://appshunter.io/ios/app/ymo-transfert-dargent/id1599709706)

Send money to Africa, especially Guinea, with a secure and economical service. Enjoy fast transfers, convenient mobile sending, and instant withdrawals at numerous locations. Track your transactions and benefit from a referral program.

**Highlights:** Economical money transfers, Convenient mobile sending, Instant withdrawals, Wide network of pickup points, Secure encryption technology, Transaction history, Referral program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Studely

[App page](https://appshunter.io/ios/app/studely/id1619056489)

This app simplifies financial and administrative tasks for international students. It allows users to open payment accounts in France and Belgium quickly and manage their finances easily from their mobile devices.

**Highlights:** International student financial services, Account opening in France and Belgium, Mobile financial management, Administrative task simplification, Support for international mobility

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YMO free?

YMO is free to download, with no in-app purchases.

### Is Studely free?

Studely is free to download, with no in-app purchases.

### Which has better reviews, YMO or Studely?

YMO is rated higher. YMO averages 4.8 out of 5 from 9 ratings, while Studely averages 3.6 from 10 ratings.

### Do YMO or Studely have ads?

Neither YMO nor Studely shows ads.

### Which is updated more often, YMO or Studely?

YMO ships an update every 2 weeks, and Studely fortnightly. Most recently, YMO was updated on November 3, 2026 and Studely on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*