# YMO vs Wely Pay

The clearest difference is rating: YMO at 4.8 against Wely Pay's 3.5. YMO also leads on ratings volume (9 vs 2). Wely Pay's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YMO holds the better App Store score, 4.8 against 3.5. Both are backed by a comparable volume of ratings — 9 and 2 respectively.

YMO ships an update every 2 weeks, Wely Pay every 3 weeks. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | YMO | Wely Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9 ratings)](https://appshunter.io/ios/app/ymo-transfert-dargent/id1599709706/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/wely-pay/id6762288731/reviews) |
| Number of ratings | **9** | 2 |
| Positive reviews | 56.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 124 MB | 53 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [YMoney](https://appshunter.io/developer/1562642489) | [WelyWely](https://appshunter.io/developer/1836500819) |

## What reviewers say

### YMO

[App page](https://appshunter.io/ios/app/ymo-transfert-dargent/id1599709706)

Send money to Africa, especially Guinea, with a secure and economical service. Enjoy fast transfers, convenient mobile sending, and instant withdrawals at numerous locations. Track your transactions and benefit from a referral program.

**Highlights:** Economical money transfers, Convenient mobile sending, Instant withdrawals, Wide network of pickup points, Secure encryption technology, Transaction history, Referral program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Wely Pay

[App page](https://appshunter.io/ios/app/wely-pay/id6762288731)

Send money to Africa quickly and securely with this intuitive platform. Designed for financial inclusion, it makes international transfers simple and affordable for individuals, agents, and businesses. Connect with loved ones and manage your finances effortlessly.

**Highlights:** Instant money transfers, Secure and reliable transactions, Promotes financial inclusion, Simple and intuitive interface, Available globally

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YMO free?

YMO is free to download, with no in-app purchases.

### Is Wely Pay free?

Wely Pay is free to download, with no in-app purchases.

### Which has better reviews, YMO or Wely Pay?

YMO is rated higher. YMO averages 4.8 out of 5 from 9 ratings, while Wely Pay averages 3.5 from 2 ratings.

### Do YMO or Wely Pay have ads?

Neither YMO nor Wely Pay shows ads.

### Which is updated more often, YMO or Wely Pay?

YMO ships an update every 2 weeks, and Wely Pay every 3 weeks. Most recently, YMO was updated on November 7, 2026 and Wely Pay on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*