# Matty vs Otus

The clearest difference is rating: Otus at 5.0 against Matty's 4.8. Matty's advantage is update cadence (weekly vs every 3 weeks) and iOS requirement (12.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Otus holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 17 and 8 respectively.

Matty ships an update weekly, Otus every 3 weeks. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Matty | Otus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (17 ratings)](https://appshunter.io/ios/app/matty/id1599765979/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/otus-save-smarter/id6760018715/reviews)** |
| Number of ratings | **17** | 8 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 38 MB | 69 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Matty Investments, LLC](https://appshunter.io/developer/1599765981) | [Otus Labs, Inc.](https://appshunter.io/developer/1882340696) |

## What reviewers say

### Matty

[App page](https://appshunter.io/ios/app/matty/id1599765979)

This platform facilitates trading and saving to promote financial growth and smart money management. It offers a unique approach to personal finance for users looking to improve their financial well-being.

**Highlights:** Trading platform, Saving tools, Financial growth promotion, Smart money management, First-of-its-kind approach

**Features:** macOS Compatibility

**In-app purchases:** none


### Otus

[App page](https://appshunter.io/ios/app/otus-save-smarter/id6760018715)

This finance app acts as an autopilot for your savings, automatically finding and managing the best interest opportunities across various sources. Deposit funds once, and it handles continuous earning, reinvestment, and monitoring without requiring user decisions. Withdrawals are flexible with no lock-up periods.

**Highlights:** Automated interest earning, Diversified fund management, No user decisions required, Flexible withdrawals, No hidden fees, Continuous monitoring and reinvestment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Matty free?

Matty is free to download, with no in-app purchases.

### Is Otus free?

Otus is free to download, with no in-app purchases.

### Which has better reviews, Matty or Otus?

Otus is rated higher. Matty averages 4.8 out of 5 from 17 ratings, while Otus averages 5.0 from 8 ratings.

### Do Matty or Otus have ads?

Neither Matty nor Otus shows ads.

### Which is updated more often, Matty or Otus?

Matty ships an update weekly, and Otus every 3 weeks. Most recently, Matty was updated on October 20, 2026 and Otus on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*