# NaqaD by Kamelpay vs Mhamcloud

The clearest difference is ads: Mhamcloud at none against NaqaD by Kamelpay's shown. Mhamcloud also leads on update cadence (every 10 days vs monthly) and iOS requirement (11.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NaqaD by Kamelpay ships an update monthly, Mhamcloud every 10 days. The most recent releases landed on November 7, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | NaqaD by Kamelpay | Mhamcloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (184 ratings)](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879/reviews)** | — |
| Number of ratings | **184** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | Ad-supported | — |
| Size | 143 MB | 74 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [H A Q KAMEL PAY SERVICES L.L.C](https://appshunter.io/developer/1599876881) | [EBDA INTERNATIONAL SECURITY SURVEILLANCE COMPANY](https://appshunter.io/developer/1704559128) |

## What reviewers say

### NaqaD by Kamelpay

[App page](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879)

This app offers digital payment services for employees, facilitating payroll needs for low-income workers. It enables secure money transfers, bill payments, and online transactions, with a dashboard to monitor finances and access transaction history.

**Highlights:** Digital payment services, Money remittance, Bill payments, Online transactions, Financial dashboard, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mhamcloud

[App page](https://appshunter.io/ios/app/mhamcloud/id6464342694)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NaqaD by Kamelpay free?

NaqaD by Kamelpay is free to download, with no in-app purchases.

### Is Mhamcloud free?

Mhamcloud is free to download, with no in-app purchases.

### Do NaqaD by Kamelpay or Mhamcloud have ads?

NaqaD by Kamelpay shows ads; Mhamcloud does not.

### Which is updated more often, NaqaD by Kamelpay or Mhamcloud?

NaqaD by Kamelpay ships an update monthly, and Mhamcloud every 10 days. Most recently, NaqaD by Kamelpay was updated on November 7, 2026 and Mhamcloud on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*