# Em@ney 3D Secure vs Bedford Pay

The clearest difference is update cadence: Bedford Pay at every 4 months against Em@ney 3D Secure's every 9 months. Em@ney 3D Secure's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Em@ney 3D Secure ships an update every 9 months, Bedford Pay every 4 months. The most recent releases landed on October 25, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Em@ney 3D Secure | Bedford Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bedford-pay/id6473720988/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 4 months** |
| Monetization | — | Free |
| Size | 30 MB | 18 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Romcard S.A.](https://appshunter.io/developer/1492337330) | [Bedford Pay LTD](https://appshunter.io/developer/1719582533) |

## What reviewers say

### Em@ney 3D Secure

[App page](https://appshunter.io/ios/app/emney-3d-secure/id1600017645)

**Features:** macOS Compatibility

**In-app purchases:** none


### Bedford Pay

[App page](https://appshunter.io/ios/app/bedford-pay/id6473720988)

Manage your money on the go with a modern online payment system. Securely receive EUR and GBP payments with a unique IBAN, and convert funds to various currencies. Supports SEPA, SWIFT, and BACS payment schemes.

**Highlights:** Customizable payment system, Secure money management, Receive EUR and GBP payments, Unique IBAN number, Currency conversion, Supports SEPA, SWIFT, BACS

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Em@ney 3D Secure free?

Em@ney 3D Secure is free to download, with no in-app purchases.

### Is Bedford Pay free?

Bedford Pay is free to download, with no in-app purchases.

### Do Em@ney 3D Secure or Bedford Pay have ads?

Neither Em@ney 3D Secure nor Bedford Pay shows ads.

### Which is updated more often, Em@ney 3D Secure or Bedford Pay?

Em@ney 3D Secure ships an update every 9 months, and Bedford Pay every 4 months. Most recently, Em@ney 3D Secure was updated on October 25, 2026 and Bedford Pay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*