# Universal Mobile Banking vs Dear Mobile

The clearest difference is update cadence: Universal Mobile Banking at every 3 months against Dear Mobile's every 6 months. Dear Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universal Mobile Banking ships an update every 3 months, Dear Mobile every 6 months. The most recent releases landed on October 19, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Universal Mobile Banking | Dear Mobile |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 6 months |
| Size | 38 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Universal BPR](https://appshunter.io/developer/1600187783) | [PT. BANK PERKREDITAN RAKYAT DELTA ARTHA PERSERODA](https://appshunter.io/developer/1818028262) |

## What reviewers say

### Universal Mobile Banking

[App page](https://appshunter.io/ios/app/universal-mobile-banking/id1600187781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dear Mobile

[App page](https://appshunter.io/ios/app/dear-mobile/id6746706689)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Universal Mobile Banking free?

Universal Mobile Banking is free to download, with no in-app purchases.

### Is Dear Mobile free?

Dear Mobile is free to download, with no in-app purchases.

### Do Universal Mobile Banking or Dear Mobile have ads?

Neither Universal Mobile Banking nor Dear Mobile shows ads.

### Which is updated more often, Universal Mobile Banking or Dear Mobile?

Universal Mobile Banking ships an update every 3 months, and Dear Mobile every 6 months. Most recently, Universal Mobile Banking was updated on October 19, 2026 and Dear Mobile on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*