# Universal Mobile Banking vs PatriotPay

The clearest difference is update cadence: PatriotPay at every 4 days against Universal Mobile Banking's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universal Mobile Banking ships an update every 3 months, PatriotPay every 4 days. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Universal Mobile Banking | PatriotPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 days** |
| Size | 38 MB | 71 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Universal BPR](https://appshunter.io/developer/1600187783) | [PT Patriot Digital Abadi](https://appshunter.io/developer/6805073702) |

## What reviewers say

### Universal Mobile Banking

[App page](https://appshunter.io/ios/app/universal-mobile-banking/id1600187781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PatriotPay

[App page](https://appshunter.io/ios/app/patriotpay/id6805073700)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Universal Mobile Banking free?

Universal Mobile Banking is free to download, with no in-app purchases.

### Is PatriotPay free?

PatriotPay is free to download, with no in-app purchases.

### Do Universal Mobile Banking or PatriotPay have ads?

Neither Universal Mobile Banking nor PatriotPay shows ads.

### Which is updated more often, Universal Mobile Banking or PatriotPay?

Universal Mobile Banking ships an update every 3 months, and PatriotPay every 4 days. Most recently, Universal Mobile Banking was updated on October 19, 2026 and PatriotPay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*