# loanDepot Mobile vs PayUp Splits

The clearest difference is update cadence: loanDepot Mobile at every 3 weeks against PayUp Splits's every 6 weeks. loanDepot Mobile also leads on iOS requirement (15.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

loanDepot Mobile ships an update every 3 weeks, PayUp Splits every 6 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | loanDepot Mobile | PayUp Splits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.8K ratings)](https://appshunter.io/ios/app/loandepot-mobile/id1600224229/reviews)** | — |
| Number of ratings | **4.8K** | — |
| Positive reviews | 70.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 41 MB | 35 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [loanDepot.com, LLC](https://appshunter.io/developer/1610636511) | [Rudra Das](https://appshunter.io/developer/1870087086) |

## What reviewers say

### loanDepot Mobile

[App page](https://appshunter.io/ios/app/loandepot-mobile/id1600224229)

Manage your mortgage payments, view loan balances, and access important documents securely. Set up autopay, track payment history, and go paperless with convenient alerts and statement access.

**Highlights:** Make and schedule mortgage payments, Set up automatic payments, View payment history and status, Track loan balances and escrow, Access loan documents and statements, Manage linked bank accounts, Configure account alerts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to make payments
- 👍 Convenient to view loan details
- 👍 User-friendly app
- 👍 Stable and no apparent bugs
- 👍 Helpful customer service

**What reviewers complain about**

- 🐛 App freezes or doesn't function properly
- 🐛 Unable to make payments through the app
- 🐛 Inability to link loan account
- 🐛 Inconsistent login credentials between app and website
- 🐛 Lack of auto-pay or bi-weekly payment options

**Reported bugs**

- App constantly freezes when trying to make payments
- App doesn't recognize login credentials
- Unable to link loan account to the app

**Requested features**

- Allow principal-only payments to be queued
- Bring more website functions to the app
- Add ability to see current property value
- Implement auto-pay and bi-weekly payment options


### PayUp Splits

[App page](https://appshunter.io/ios/app/payup-splits-split-bills/id6773180437)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is loanDepot Mobile free?

loanDepot Mobile is free to download, with no in-app purchases.

### Is PayUp Splits free?

PayUp Splits is free to download, with no in-app purchases.

### Do loanDepot Mobile or PayUp Splits have ads?

Neither loanDepot Mobile nor PayUp Splits shows ads.

### Which is updated more often, loanDepot Mobile or PayUp Splits?

loanDepot Mobile ships an update every 3 weeks, and PayUp Splits every 6 weeks. Most recently, loanDepot Mobile was updated on October 24, 2026 and PayUp Splits on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*