# CF vs BNC MaCarte

The clearest difference is update cadence: BNC MaCarte at fortnightly against CF's every 4 months. CF's advantage is iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CF ships an update every 4 months, BNC MaCarte fortnightly. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | CF | BNC MaCarte |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 45 MB | 26 MB |
| Requires iOS | **13.4** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CALEDONIENNE DE SOLUTIONS BUSINESS](https://appshunter.io/developer/1555361275) | [Banque de Nouvelle-Caledonie](https://appshunter.io/developer/1247324269) |

## What reviewers say

### CF

[App page](https://appshunter.io/ios/app/cf-pay/id1600239535)

A mobile electronic wallet for sending and receiving money, paying merchants, and settling bills. It offers secure and instant transfers, compatible with all banks in New Caledonia and Wallis and Futuna.

**Highlights:** Electronic wallet on smartphone, Send money to contacts, Receive money, Pay merchants, Settle bills, Secure and instant transfers, Compatible with local banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BNC MaCarte

[App page](https://appshunter.io/ios/app/bnc-macarte/id6449153469)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CF free?

CF is free to download, with no in-app purchases.

### Is BNC MaCarte free?

BNC MaCarte is free to download, with no in-app purchases.

### Do CF or BNC MaCarte have ads?

Neither CF nor BNC MaCarte shows ads.

### Which is updated more often, CF or BNC MaCarte?

CF ships an update every 4 months, and BNC MaCarte fortnightly. Most recently, CF was updated on October 14, 2026 and BNC MaCarte on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*