# CF vs WHV Wallet

The clearest difference is review sentiment: WHV Wallet at 100% against CF's 25%. WHV Wallet also leads on update cadence (weekly vs every 4 months). CF's advantage is in-app purchases (none vs 3) and iOS requirement (13.4 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. WHV Wallet sells 3 in-app purchases, starting at $12.99 per month. CF asks for nothing beyond the download.

CF ships an update every 4 months, WHV Wallet weekly. The most recent releases landed on October 14, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | CF | WHV Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 45 MB | 17 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CALEDONIENNE DE SOLUTIONS BUSINESS](https://appshunter.io/developer/1555361275) | [Joshua Arts](https://appshunter.io/developer/6798669619) |

## What reviewers say

### CF

[App page](https://appshunter.io/ios/app/cf-pay/id1600239535)

A mobile electronic wallet for sending and receiving money, paying merchants, and settling bills. It offers secure and instant transfers, compatible with all banks in New Caledonia and Wallis and Futuna.

**Highlights:** Electronic wallet on smartphone, Send money to contacts, Receive money, Pay merchants, Settle bills, Secure and instant transfers, Compatible with local banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WHV Wallet

[App page](https://appshunter.io/ios/app/whv-wallet/id6798669617)

This app helps French-speaking backpackers in Australia manage their Working Holiday Visa. It automatically reads and files payslips, tracks regional days for visa extension, estimates tax refunds and superannuation, and securely stores important documents.

**Highlights:** Automatic payslip reading and filing, Regional day counter for visa extension, Tax refund and superannuation tracking, Secure document vault, Employer-by-employer financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Visa Pass | $12.99 | per month |
| Visa Pass Annual -60% | $34.99 | per year |
| Annual Visa Pass | $79.99 | per year |


## Frequently asked questions

### Is CF free?

CF is free to download, with no in-app purchases.

### Is WHV Wallet free?

WHV Wallet is free to download, with in-app purchases available.

### Do CF or WHV Wallet have ads?

Neither CF nor WHV Wallet shows ads.

### Which is updated more often, CF or WHV Wallet?

CF ships an update every 4 months, and WHV Wallet weekly. Most recently, CF was updated on October 14, 2026 and WHV Wallet on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*