# KICB vs Simbank

The clearest difference is rating: Simbank at 4.7 against KICB's 3.4. Simbank also leads on review sentiment (55% vs 26%) and ratings volume (202 vs 27). KICB's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simbank holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Simbank has 202 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 26% of KICB's written reviews are positive against 55% of Simbank's.

KICB ships an update fortnightly, Simbank weekly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | KICB | Simbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (27 ratings)](https://appshunter.io/ios/app/kicb/id1600444808/reviews) | **[4.7 (202 ratings)](https://appshunter.io/ios/app/simbank/id6499126462/reviews)** |
| Number of ratings | 27 | **202** |
| Positive reviews | 26.5% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 332 MB | 420 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [KICB](https://appshunter.io/developer/945826313) | [Dos Credobank](https://appshunter.io/developer/1265499317) |

## What reviewers say

### KICB

[App page](https://appshunter.io/ios/app/kicb/id1600444808)

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

**Highlights:** Instant money transfers by phone number, Transfers to other banks' cards and accounts, Online deposit opening, Online loan application, Online bank card ordering, Card limit management, Card blocking/unblocking, Scheduled payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Simbank

[App page](https://appshunter.io/ios/app/simbank/id6499126462)

This mobile banking app offers a convenient way to manage finances, access credit, and make payments. Enjoy features like cashback, savings accounts with interest, and commission-free transactions. It simplifies banking procedures with a user-friendly interface and secure services.

**Highlights:** Online credit up to 200,000 сом, Cashback up to 20%, Savings accounts with 7% annual interest, Commission-free payments and transfers, Deposit accounts with up to 14% annual interest, Card management and security features, 24/7 customer support

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KICB free?

KICB is free to download, with no in-app purchases.

### Is Simbank free?

Simbank is free to download, with no in-app purchases.

### Which has better reviews, KICB or Simbank?

Simbank is rated higher. KICB averages 3.4 out of 5 from 27 ratings, while Simbank averages 4.7 from 202 ratings.

### Do KICB or Simbank have ads?

Simbank shows ads; KICB does not.

### Which is updated more often, KICB or Simbank?

KICB ships an update fortnightly, and Simbank weekly. Most recently, KICB was updated on September 21, 2026 and Simbank on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*