# KICB vs Zero

The clearest difference is review sentiment: Zero at 80% against KICB's 26%. KICB's advantage is rating (3.4 vs 2.3) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KICB holds the better App Store score, 3.4 against 2.3. That said, the two scores are not equally well evidenced: KICB has 27 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 26% of KICB's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.

KICB ships an update fortnightly, Zero every 2 weeks. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | KICB | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (27 ratings)](https://appshunter.io/ios/app/kicb/id1600444808/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews) |
| Number of ratings | **27** | 3 |
| Positive reviews | 26.5% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 332 MB | 195 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KICB](https://appshunter.io/developer/945826313) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### KICB

[App page](https://appshunter.io/ios/app/kicb/id1600444808)

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

**Highlights:** Instant money transfers by phone number, Transfers to other banks' cards and accounts, Online deposit opening, Online loan application, Online bank card ordering, Card limit management, Card blocking/unblocking, Scheduled payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KICB free?

KICB is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, KICB or Zero?

KICB is rated higher. KICB averages 3.4 out of 5 from 27 ratings, while Zero averages 2.3 from 3 ratings.

### Do KICB or Zero have ads?

Neither KICB nor Zero shows ads.

### Which is updated more often, KICB or Zero?

KICB ships an update fortnightly, and Zero every 2 weeks. Most recently, KICB was updated on September 21, 2026 and Zero on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*