# Кредит Plus vs Кредит на карту 0%

The clearest difference is monetization model: Кредит Plus at ad-supported against Кредит на карту 0%'s free with in-app purchases. Кредит Plus also leads on iOS requirement (12.0 vs 15.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Кредит Plus against 5.0 for Кредит на карту 0%. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews are what separate them: 88% of Кредит Plus's written reviews are positive against 83% of Кредит на карту 0%'s.

Кредит Plus ships an update every 2 months, Кредит на карту 0% every 4 months. The most recent releases landed on September 17, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Кредит Plus | Кредит на карту 0% |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews) | [5.0 (5 ratings)](https://appshunter.io/ios/app/0-rfinance/id1612952734/reviews) |
| Number of ratings | 3 | **5** |
| Positive reviews | **87.5% of reviews** | 82.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 46 MB | 37 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [AURUS, OOO](https://appshunter.io/developer/1600641204) | [Авион](https://appshunter.io/developer/1612952916) |

## What reviewers say

### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит на карту 0%

[App page](https://appshunter.io/ios/app/0-rfinance/id1612952734)

Quickly obtain online loans directly to your card without visiting a bank. This finance app offers a streamlined process for microloans, making financial assistance fast, convenient, and accessible. Apply in minutes with transparent terms and conditions.

**Highlights:** Instant online loan applications, Loans directly to your card, No bank visits or extensive paperwork, Transparent terms and conditions, Quick approval process, Accessible financial assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Is Кредит на карту 0% free?

Кредит на карту 0% is free to download, with no in-app purchases.

### Which has better reviews, Кредит Plus or Кредит на карту 0%?

Кредит Plus and Кредит на карту 0% are both rated 5.0 out of 5 on the App Store, from 3 and 5 ratings respectively.

### Do Кредит Plus or Кредит на карту 0% have ads?

Both Кредит Plus and Кредит на карту 0% show ads.

### Which is updated more often, Кредит Plus or Кредит на карту 0%?

Кредит Plus ships an update every 2 months, and Кредит на карту 0% every 4 months. Most recently, Кредит Plus was updated on September 17, 2026 and Кредит на карту 0% on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*