# Кредит Plus vs МигКредит

The clearest difference is review sentiment: Кредит Plus at 88% against МигКредит's 52%. Кредит Plus also leads on rating (5.0 vs 4.7). МигКредит's advantage is ads (none vs shown) and ratings volume (3.7K vs 3). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит Plus holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: МигКредит has 3.7K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 88% of Кредит Plus's written reviews are positive against 52% of МигКредит's.

Кредит Plus ships an update every 2 months, МигКредит monthly. The most recent releases landed on September 17, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Кредит Plus | МигКредит |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** | [4.7 (3.7K ratings)](https://appshunter.io/ios/app/id1618186711/reviews) |
| Number of ratings | 3 | **3.7K** |
| Positive reviews | **87.5% of reviews** | 51.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 46 MB | 58 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AURUS, OOO](https://appshunter.io/developer/1600641204) | [LLC MFC ''MigCredit''](https://appshunter.io/developer/1216099108) |

## What reviewers say

### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### МигКредит

[App page](https://appshunter.io/ios/app/id1618186711)

Get a microloan on your card in minutes. New clients receive a free first loan up to 30,000 ₽ with a 0% interest rate. Apply online 24/7 with minimal documents for various loan types.

**Highlights:** Instant microloans on card, Free first loan for new clients, 24/7 online application, Minimal document requirements, Two loan types: 'Until payday' and 'Comfortable', Transparent terms, no hidden fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan approval
- 👍 Easy to use app
- 💰 Quick money transfer
- 🤝 Reliable partner
- 💡 First loan interest-free

**What reviewers complain about**

- 💸 Hidden fees and commissions
- 😠 Deceptive practices
- ❌ Inability to pay
- ⚠️ High interest rates
- 🚫 Forced insurance

**Reported bugs**

- App freezes
- Cannot add card for payment
- Personal account not loading
- App not working
- Technical error during payment

**Requested features**

- Show early repayment amount on app
- More payment methods besides card


## Frequently asked questions

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Is МигКредит free?

МигКредит is free to download, with no in-app purchases.

### Which has better reviews, Кредит Plus or МигКредит?

Кредит Plus is rated higher. Кредит Plus averages 5.0 out of 5 from 3 ratings, while МигКредит averages 4.7 from 3.7K ratings.

### Do Кредит Plus or МигКредит have ads?

Кредит Plus shows ads; МигКредит does not.

### Which is updated more often, Кредит Plus or МигКредит?

Кредит Plus ships an update every 2 months, and МигКредит monthly. Most recently, Кредит Plus was updated on September 17, 2026 and МигКредит on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*