# Кредит Plus vs Поток

The clearest difference is ads: Поток at none against Кредит Plus's shown. Поток also leads on update cadence (every 11 days vs every 2 months) and monetization model (free vs ad-supported). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Кредит Plus against 4.9 for Поток. Both are backed by a comparable volume of ratings — 3 and 12 respectively. Written reviews are what separate them: 88% of Кредит Plus's written reviews are positive against 85% of Поток's.

Кредит Plus ships an update every 2 months, Поток every 11 days. The most recent releases landed on September 17, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Кредит Plus | Поток |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** | [4.9 (12 ratings)](https://appshunter.io/ios/app/id6450306955/reviews) |
| Number of ratings | 3 | **12** |
| Positive reviews | **87.5% of reviews** | 84.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Ad-supported | **Free** |
| Size | 46 MB | 83 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AURUS, OOO](https://appshunter.io/developer/1600641204) | [ООО "Поток.Система"](https://appshunter.io/developer/1692759260) |

## What reviewers say

### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Поток

[App page](https://appshunter.io/ios/app/id6450306955)

Invest in business loans with this platform, offering potentially higher returns than traditional options. Utilize AI-powered scoring for risk management and track your investments with detailed analytics. Manage your accounts easily and get support for your financial growth.

**Highlights:** Invest in business loans, AI-powered risk scoring, High annual returns up to 25%, Easy account management, Detailed analytics and statistics, Central Bank of Russia licensed

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Is Поток free?

Поток is free to download, with no in-app purchases.

### Which has better reviews, Кредит Plus or Поток?

Кредит Plus is rated higher. Кредит Plus averages 5.0 out of 5 from 3 ratings, while Поток averages 4.9 from 12 ratings.

### Do Кредит Plus or Поток have ads?

Кредит Plus shows ads; Поток does not.

### Which is updated more often, Кредит Plus or Поток?

Кредит Plus ships an update every 2 months, and Поток every 11 days. Most recently, Кредит Plus was updated on September 17, 2026 and Поток on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*