# Кредит Plus vs Займы онлайн

The clearest difference is rating: Кредит Plus at 5.0 against Займы онлайн's 3.7. Займы онлайн's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит Plus holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews complicate that: 88% of Кредит Plus's written reviews are positive against 100% of Займы онлайн's, so the app with the better star average is not the one people write more warmly about.

Кредит Plus ships an update every 2 months, Займы онлайн fortnightly. The most recent releases landed on September 17, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Кредит Plus | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/id6463181181/reviews) |
| Number of ratings | 3 | 3 |
| Positive reviews | 87.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 46 MB | 19 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AURUS, OOO](https://appshunter.io/developer/1600641204) | [MKK Ekspress-Kredit, OOO](https://appshunter.io/developer/1704062054) |

## What reviewers say

### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6463181181)

Access quick financial assistance when you need it most, bridging the gap until your next paycheck. This application facilitates fast and easy loan applications from anywhere in Russia, with funds directly transferred to your bank card.

**Highlights:** Quick loan application process, Funds transferred to bank card, Available throughout Russia, Minimum repayment period of 61 days, Maximum APR of 26.05%

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Кредит Plus or Займы онлайн?

Кредит Plus is rated higher. Кредит Plus averages 5.0 out of 5 from 3 ratings, while Займы онлайн averages 3.7 from 3 ratings.

### Do Кредит Plus or Займы онлайн have ads?

Кредит Plus shows ads; Займы онлайн does not.

### Which is updated more often, Кредит Plus or Займы онлайн?

Кредит Plus ships an update every 2 months, and Займы онлайн fortnightly. Most recently, Кредит Plus was updated on September 17, 2026 and Займы онлайн on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*