# MFCentral Mutual Fund App vs SpendsMate

The clearest difference is in-app purchases: MFCentral Mutual Fund App at none against SpendsMate's 1. MFCentral Mutual Fund App also leads on ads (none vs shown). SpendsMate's advantage is update cadence (monthly vs every 29 months) and iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.

Both are free to download. SpendsMate sells 1 in-app purchase, starting at $0.99 per month. MFCentral Mutual Fund App asks for nothing beyond the download.

MFCentral Mutual Fund App ships an update every 29 months, SpendsMate monthly. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MFCentral Mutual Fund App | SpendsMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (9 ratings)](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 31.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 29 months | **Monthly** |
| Monetization | Free | — |
| Size | 14 MB | 49 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KFIN TECHNOLOGIES LIMITED](https://appshunter.io/developer/763659403) | [Naimish Verma](https://appshunter.io/developer/6779412638) |

## What reviewers say

### MFCentral Mutual Fund App

[App page](https://appshunter.io/ios/app/mfcentral-mutual-fund-app/id1600859014)

This app serves as India's first unified platform for managing all your mutual fund investments. It allows you to view your portfolio across all folios and initiate service requests for non-demat holdings. Access statements, track status, and manage your investments conveniently from one place.

**Highlights:** Unified portfolio view (SoA & Demat), Initiate service requests, Track investment status, Consolidated account statements, Manage nominee details, Update bank and tax information

**Features:** Vision Pro support

**In-app purchases:** none


### SpendsMate

[App page](https://appshunter.io/ios/app/spendsmate/id6785473260)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendsMate Pro Monthly | $0.99 | per month |


## Frequently asked questions

### Is MFCentral Mutual Fund App free?

MFCentral Mutual Fund App is free to download, with no in-app purchases.

### Is SpendsMate free?

SpendsMate is free to download, with in-app purchases available.

### Do MFCentral Mutual Fund App or SpendsMate have ads?

SpendsMate shows ads; MFCentral Mutual Fund App does not.

### Which is updated more often, MFCentral Mutual Fund App or SpendsMate?

MFCentral Mutual Fund App ships an update every 29 months, and SpendsMate monthly. Most recently, MFCentral Mutual Fund App was updated on November 3, 2026 and SpendsMate on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*