# Payunicard vs Fastoo  (New Payment System)

The clearest difference is rating: Fastoo  (New Payment System) at 4.5 against Payunicard's 3.8. Fastoo  (New Payment System) also leads on update cadence (every 5 days vs every 3 weeks) and iOS requirement (14.0 vs 16.0). Payunicard's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fastoo  (New Payment System) holds the better App Store score, 4.5 against 3.8. Both are backed by a comparable volume of ratings — 14 and 8 respectively.

Payunicard ships an update every 3 weeks, Fastoo  (New Payment System) every 5 days. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Payunicard | Fastoo  (New Payment System) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (14 ratings)](https://appshunter.io/ios/app/payunicard/id1601218066/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/fastoo-new-payment-system/id6475793330/reviews)** |
| Number of ratings | **14** | 8 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 73 MB | 72 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Payunicard](https://appshunter.io/developer/1601218068) | [Fastoo](https://appshunter.io/developer/1725198984) |

## What reviewers say

### Payunicard

[App page](https://appshunter.io/ios/app/payunicard/id1601218066)

Manage your e-money and earn rewards with this financial tool. Link payment and loyalty cards, make transactions, and access exclusive offers from partners. Enjoy benefits like cashback and bonus points for every financial activity.

**Highlights:** Manage e-money accounts, Order prepaid Visa/MasterCard, Send and exchange currency, Pay utility bills, Earn and spend UNIPOINTS, Access customized loyalty offers, Track transactions and spending

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Fastoo  (New Payment System)

[App page](https://appshunter.io/ios/app/fastoo-new-payment-system/id6475793330)

This digital E-wallet offers a secure and simple way to manage multiple currencies. It facilitates seamless deposits, withdrawals, and exchanges, reflecting a commitment to trust and transparency in payment solutions.

**Highlights:** Digital E-wallet, Multicurrency management, Secure transactions, Seamless deposits and withdrawals, Transparent exchanges

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payunicard free?

Payunicard is free to download, with no in-app purchases.

### Is Fastoo  (New Payment System) free?

Fastoo  (New Payment System) is free to download, with no in-app purchases.

### Which has better reviews, Payunicard or Fastoo  (New Payment System)?

Fastoo  (New Payment System) is rated higher. Payunicard averages 3.8 out of 5 from 14 ratings, while Fastoo  (New Payment System) averages 4.5 from 8 ratings.

### Do Payunicard or Fastoo  (New Payment System) have ads?

Fastoo  (New Payment System) shows ads; Payunicard does not.

### Which is updated more often, Payunicard or Fastoo  (New Payment System)?

Payunicard ships an update every 3 weeks, and Fastoo  (New Payment System) every 5 days. Most recently, Payunicard was updated on November 3, 2026 and Fastoo  (New Payment System) on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*