# Apollo Digital vs Chapa Merchant

The clearest difference is rating: Chapa Merchant at 3.8 against Apollo Digital's 3.0. Chapa Merchant also leads on update cadence (monthly vs every 2 months) and iOS requirement (12.0 vs 15.0). Apollo Digital's advantage is ratings volume (264 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chapa Merchant holds the better App Store score, 3.8 against 3.0. That said, the two scores are not equally well evidenced: Apollo Digital has 264 ratings behind it against 10, so its average is the more settled of the two.

Apollo Digital ships an update every 2 months, Chapa Merchant monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Apollo Digital | Chapa Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (264 ratings)](https://appshunter.io/ios/app/apollo-digital/id1601224628/reviews) | **[3.8 (10 ratings)](https://appshunter.io/ios/app/chapa-merchant/id6444194045/reviews)** |
| Number of ratings | **264** | 10 |
| Positive reviews | 29.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 334 MB | 56 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Abyssinia](https://appshunter.io/developer/1541002500) | [Chapa](https://appshunter.io/developer/1593389499) |

## What reviewers say

### Apollo Digital

[App page](https://appshunter.io/ios/app/apollo-digital/id1601224628)

Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.

**Highlights:** Digital account opening, Zero fees on digital transactions, Effortless money transfers, ATM cash disbursement, Bill payments, Scheduled transfers, Biometric security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🚀 Modern digital banking solution
- 💡 Streamlined daily financial tasks
- 🎯 Comprehensive service offerings
- ⭐ Outstanding user experience

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 📱 Severe iOS/iPhone compatibility issues
- 🔓 Login system not functioning properly
- ⏱️ Slow performance and loading times
- 🎨 Outdated and unprofessional UI design

**Reported bugs**

- Face recognition login rejection
- OTP input field rejects numeric entries
- App crashes during onboarding
- QR code scanning fails after updates
- OTP not copying to clipboard automatically

**Requested features**

- Apple Face ID biometric authentication
- Loan services on iOS (available on Android)
- Document upload option during signup
- Telebirr transfer functionality restoration
- OTP automatic clipboard copying


### Chapa Merchant

[App page](https://appshunter.io/ios/app/chapa-merchant/id6444194045)

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

**Highlights:** Send payment links, Accept payments via QR codes, Track sales trends, Manage money and sales, Transfer money, Access customer info

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Apollo Digital free?

Apollo Digital is free to download, with no in-app purchases.

### Is Chapa Merchant free?

Chapa Merchant is free to download, with no in-app purchases.

### Which has better reviews, Apollo Digital or Chapa Merchant?

Chapa Merchant is rated higher. Apollo Digital averages 3.0 out of 5 from 264 ratings, while Chapa Merchant averages 3.8 from 10 ratings.

### Do Apollo Digital or Chapa Merchant have ads?

Neither Apollo Digital nor Chapa Merchant shows ads.

### Which is updated more often, Apollo Digital or Chapa Merchant?

Apollo Digital ships an update every 2 months, and Chapa Merchant monthly. Most recently, Apollo Digital was updated on October 24, 2026 and Chapa Merchant on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*