# Apollo Digital vs Milkii

The clearest difference is rating: Milkii at 4.5 against Apollo Digital's 3.1. Milkii also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.0). Apollo Digital's advantage is ratings volume (241 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milkii holds the better App Store score, 4.5 against 3.1. That said, the two scores are not equally well evidenced: Apollo Digital has 241 ratings behind it against 2, so its average is the more settled of the two.

Apollo Digital ships an update every 2 months, Milkii fortnightly. The most recent releases landed on September 23, 2026 and July 8, 2026 respectively.

## The numbers

| Metric | Apollo Digital | Milkii |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (241 ratings)](https://appshunter.io/ios/app/apollo-digital/id1601224628/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/milkii/id6738735600/reviews)** |
| Number of ratings | **241** | 2 |
| Positive reviews | 29.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 333 MB | 54 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Abyssinia](https://appshunter.io/developer/1541002500) | [Oromia International Bank SC](https://appshunter.io/developer/1651594721) |

## What reviewers say

### Apollo Digital

[App page](https://appshunter.io/ios/app/apollo-digital/id1601224628)

Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.

**Highlights:** Digital account opening, Zero fees on digital transactions, Effortless money transfers, ATM cash disbursement, Bill payments, Scheduled transfers, Biometric security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🚀 Modern digital banking solution
- 💡 Streamlined daily financial tasks
- 🎯 Comprehensive service offerings
- ⭐ Outstanding user experience

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 📱 Severe iOS/iPhone compatibility issues
- 🔓 Login system not functioning properly
- ⏱️ Slow performance and loading times
- 🎨 Outdated and unprofessional UI design

**Reported bugs**

- Face recognition login rejection
- OTP input field rejects numeric entries
- App crashes during onboarding
- QR code scanning fails after updates
- OTP not copying to clipboard automatically

**Requested features**

- Apple Face ID biometric authentication
- Loan services on iOS (available on Android)
- Document upload option during signup
- Telebirr transfer functionality restoration
- OTP automatic clipboard copying


### Milkii

[App page](https://appshunter.io/ios/app/milkii/id6738735600)

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

**Highlights:** Cash loans, Asset financing, Airtime loans, Merchant payments, Flexible repayment terms, Transparent pricing, Simple interest formula

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Apollo Digital free?

Apollo Digital is free to download, with no in-app purchases.

### Is Milkii free?

Milkii is free to download, with no in-app purchases.

### Which has better reviews, Apollo Digital or Milkii?

Milkii is rated higher. Apollo Digital averages 3.1 out of 5 from 241 ratings, while Milkii averages 4.5 from 2 ratings.

### Do Apollo Digital or Milkii have ads?

Neither Apollo Digital nor Milkii shows ads.

### Which is updated more often, Apollo Digital or Milkii?

Apollo Digital ships an update every 2 months, and Milkii fortnightly. Most recently, Apollo Digital was updated on September 23, 2026 and Milkii on July 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*