# 元宇客 vs 卡友金管家

The clearest difference is ads: 元宇客 at none against 卡友金管家's shown. 卡友金管家's advantage is iOS requirement (9.0 vs 12.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 15, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 元宇客 | 卡友金管家 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Size | 102 MB | 21 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [广州合利宝支付科技有限公司](https://appshunter.io/developer/1109202719) | [Shandong Rongfutong Digital Technology Co.,Ltd.](https://appshunter.io/developer/1743614430) |

## What reviewers say

### 元宇客

[App page](https://appshunter.io/ios/app/id1601753565)

**Features:** macOS Compatibility

**In-app purchases:** none


### 卡友金管家

[App page](https://appshunter.io/ios/app/id6450496397)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 元宇客 free?

元宇客 is free to download, with no in-app purchases.

### Is 卡友金管家 free?

卡友金管家 is free to download, with no in-app purchases.

### Do 元宇客 or 卡友金管家 have ads?

卡友金管家 shows ads; 元宇客 does not.

### Which is updated more often, 元宇客 or 卡友金管家?

元宇客 ships an update monthly, and 卡友金管家 monthly. Most recently, 元宇客 was updated on September 15, 2026 and 卡友金管家 on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*