# EthioDirect vs e.PN

The clearest difference is review sentiment: e.PN at 81% against EthioDirect's 8%. e.PN also leads on rating (4.6 vs 2.0). EthioDirect's advantage is iOS requirement (15.1 vs 17). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e.PN holds the better App Store score, 4.6 against 2.0. Both are backed by a comparable volume of ratings — 108 and 71 respectively. Written reviews point the same way: 8% of EthioDirect's written reviews are positive against 81% of e.PN's.

EthioDirect ships an update every 8 days, e.PN every 9 days. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | EthioDirect | e.PN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (108 ratings)](https://appshunter.io/ios/app/ethiodirect/id1602064491/reviews) | **[4.6 (71 ratings)](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959/reviews)** |
| Number of ratings | **108** | 71 |
| Positive reviews | 8.3% of reviews | **81.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 9 days |
| Monetization | Free | Free |
| Size | 51 MB | 139 MB |
| Requires iOS | **15.1** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Commercial Bank of Ethiopia](https://appshunter.io/developer/790022975) | [Digital Waves LTD](https://appshunter.io/developer/1844813064) |

## What reviewers say

### EthioDirect

[App page](https://appshunter.io/ios/app/ethiodirect/id1602064491)

Easily and securely send money internationally to Ethiopia. This service offers a fast and convenient way to transfer funds to family and friends with no transaction fees. Funds are settled quickly after sending.

**Highlights:** International money transfers, Fast settlement, Secure transactions, No transaction fees, Easy to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Incredibly convenient
- 🚀 Fast and user friendly
- 👍 Great start for CBE
- 👍 Works as expected

**What reviewers complain about**

- 🐛 Payment failures
- 🐛 App doesn't work
- 🐛 Frustrating experience
- 🐛 Unreliable banking app
- 🐛 Generic error messages

**Reported bugs**

- App cuts off apartment number from address
- Confirmation code not received via email or phone
- Validation for State/Zip Code not accepting numbers
- Unable to log in after logging out, verification code not received
- App crashes when entering bank account number

**Requested features**

- Allow users to specify full address
- Provide a contact phone number for USA users
- Add option to store payment information
- Add option to resend from history
- Fix bug where get receipt sends new transfer email


### e.PN

[App page](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959)

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

**Highlights:** Virtual cards from international banks, Pay for goods and services, No restrictions or blocks, Issue multiple cards, Transfer funds between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and simple card issuance
- 💰 Favorable tariffs and competitive rates
- 💬 Responsive and helpful support
- 💳 Multiple virtual cards for different purposes

**What reviewers complain about**

- ⚠️ Misleading information about minimum deposit
- 💸 High commissions and hidden fees
- ❓ Dynamic commission changes make calculation difficult
- 😞 Support team initially unhelpful
- 🚫 Potential for account blocking

**Reported bugs**

- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card

**Requested features**

- More details from original website, including FAQ section


## Frequently asked questions

### Is EthioDirect free?

EthioDirect is free to download, with no in-app purchases.

### Is e.PN free?

e.PN is free to download, with no in-app purchases.

### Which has better reviews, EthioDirect or e.PN?

e.PN is rated higher. EthioDirect averages 2.0 out of 5 from 108 ratings, while e.PN averages 4.6 from 71 ratings.

### Do EthioDirect or e.PN have ads?

Neither EthioDirect nor e.PN shows ads.

### Which is updated more often, EthioDirect or e.PN?

EthioDirect ships an update every 8 days, and e.PN every 9 days. Most recently, EthioDirect was updated on September 16, 2026 and e.PN on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*