# 金融123 vs Fun Habit

The clearest difference is update cadence: Fun Habit at every 9 days against 金融123's every 11 months. Fun Habit also leads on device support. 金融123's advantage is iOS requirement (13.0 vs 15.0). On price and in-app purchases there is nothing between them.

Both are free to download. 金融123 sells 4 one-off in-app purchases and Fun Habit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

金融123 ships an update every 11 months, Fun Habit every 9 days. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 金融123 | Fun Habit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (5 ratings)](https://appshunter.io/ios/app/fun-habit-habit-tracker/id6476596978/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 71.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | — | No |
| Update frequency | Every 11 months | **Every 9 days** |
| Monetization | — | Free |
| Size | 62 MB | 54 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | — | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Sichuan Yingruntong Financial Service Outsourcing Co., Ltd.](https://appshunter.io/developer/1597956144) | [Zibo Maluya Software Studio](https://appshunter.io/developer/1637101818) |

## What reviewers say

### 金融123

[App page](https://appshunter.io/ios/app/123/id1602167082)

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 298套餐 | $46.99 | one-time |
| 588套餐 | $89.99 | one-time |
| 1398套餐 | $209.99 | one-time |
| 3998套餐 | $599.99 | one-time |


### Fun Habit

[App page](https://appshunter.io/ios/app/fun-habit-habit-tracker/id6476596978)

This ad-free app helps you build positive habits and achieve your goals with flexible tracking, motivational incentives, and gamified features for families. It offers customizable reminders, widgets, and detailed statistics to support self-discipline and effective planning.

**Highlights:** Flexible habit cycles (daily, weekly, monthly), Incentive and penalty system with wish lists, Parent-child gamified habits with coin rewards, Customizable task reminders, Home screen widgets for progress tracking, Habit chart statistics and analysis, Local and cloud data backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $10.99 | one-time |


## Frequently asked questions

### Is 金融123 free?

金融123 is free to download, with in-app purchases available.

### Is Fun Habit free?

Fun Habit is free to download, with in-app purchases available.

### Which is updated more often, 金融123 or Fun Habit?

金融123 ships an update every 11 months, and Fun Habit every 9 days. Most recently, 金融123 was updated on September 18, 2026 and Fun Habit on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*