# Annuity Simulator vs RMD Calculator

The clearest difference is in-app purchases: RMD Calculator at none against Annuity Simulator's 1. RMD Calculator also leads on ads (none vs shown) and ratings volume (249 vs 1). Annuity Simulator's advantage is rating (5.0 vs 4.8) and iOS requirement (12.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Annuity Simulator sells 1 one-off in-app purchase. RMD Calculator asks for nothing beyond the download.

Annuity Simulator holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: RMD Calculator has 249 ratings behind it against 1, so its average is the more settled of the two.

Annuity Simulator ships an update every 8 months, RMD Calculator every 4 months. The most recent releases landed on October 12, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Annuity Simulator | RMD Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/annuity-simulator/id1602254819/reviews)** | [4.8 (249 ratings)](https://appshunter.io/ios/app/rmd-calculator/id6451364558/reviews) |
| Number of ratings | 1 | **249** |
| Positive reviews | — | 88.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 8 months | **Every 4 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 87 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [FRANCOIS GUERIN](https://appshunter.io/developer/1552471618) | [Jessica Battisto](https://appshunter.io/developer/1581212830) |

## What reviewers say

### Annuity Simulator

[App page](https://appshunter.io/ios/app/annuity-simulator/id1602254819)

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

**Highlights:** Income and savings input, Instant annuity calculation, Annuity evolution graph, Cumulative savings table, Simple simulator parameters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads banners | $0.99 | one-time |


### RMD Calculator

[App page](https://appshunter.io/ios/app/rmd-calculator/id6451364558)

Calculate your Required Minimum Distribution (RMD) from tax-deferred retirement accounts. This tool helps users determine their annual RMD based on account balance and age, as mandated by US government regulations for individuals 73 and older.

**Highlights:** RMD calculation, Age-based distribution, Account balance input, IRS information sourced, Informational guide

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Annuity Simulator free?

Annuity Simulator is free to download, with in-app purchases available.

### Is RMD Calculator free?

RMD Calculator is free to download, with no in-app purchases.

### Which has better reviews, Annuity Simulator or RMD Calculator?

Annuity Simulator is rated higher. Annuity Simulator averages 5.0 out of 5 from 1 ratings, while RMD Calculator averages 4.8 from 249 ratings.

### Do Annuity Simulator or RMD Calculator have ads?

Annuity Simulator shows ads; RMD Calculator does not.

### Which is updated more often, Annuity Simulator or RMD Calculator?

Annuity Simulator ships an update every 8 months, and RMD Calculator every 4 months. Most recently, Annuity Simulator was updated on October 12, 2026 and RMD Calculator on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*