# Annuity Simulator vs The Retirement Planner

The clearest difference is rating: Annuity Simulator at 5.0 against The Retirement Planner's 4.0. Annuity Simulator also leads on iOS requirement (12.0 vs 15.0). The Retirement Planner's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Annuity Simulator sells 1 one-off in-app purchase. The Retirement Planner asks for nothing beyond the download.

Annuity Simulator holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

Annuity Simulator ships an update every 8 months, The Retirement Planner every 7 months. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Annuity Simulator | The Retirement Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/annuity-simulator/id1602254819/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/the-retirement-planner/id6462524908/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 8 months | **Every 7 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 21 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [FRANCOIS GUERIN](https://appshunter.io/developer/1552471618) | [Wayne Johnson](https://appshunter.io/developer/1429216245) |

## What reviewers say

### Annuity Simulator

[App page](https://appshunter.io/ios/app/annuity-simulator/id1602254819)

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

**Highlights:** Income and savings input, Instant annuity calculation, Annuity evolution graph, Cumulative savings table, Simple simulator parameters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads banners | $0.99 | one-time |


### The Retirement Planner

[App page](https://appshunter.io/ios/app/the-retirement-planner/id6462524908)

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

**Highlights:** Retirement financial forecasting, Annual post-tax income estimation, Customizable retirement phases, Variable return and withdrawal rates, IRS tax table integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Annuity Simulator free?

Annuity Simulator is free to download, with in-app purchases available.

### Is The Retirement Planner free?

The Retirement Planner is free to download, with no in-app purchases.

### Which has better reviews, Annuity Simulator or The Retirement Planner?

Annuity Simulator is rated higher. Annuity Simulator averages 5.0 out of 5 from 1 ratings, while The Retirement Planner averages 4.0 from 4 ratings.

### Do Annuity Simulator or The Retirement Planner have ads?

Annuity Simulator shows ads; The Retirement Planner does not.

### Which is updated more often, Annuity Simulator or The Retirement Planner?

Annuity Simulator ships an update every 8 months, and The Retirement Planner every 7 months. Most recently, Annuity Simulator was updated on October 12, 2026 and The Retirement Planner on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*