# Annuity Simulator vs Cegid XRP Flex

The clearest difference is in-app purchases: Cegid XRP Flex at none against Annuity Simulator's 1. Cegid XRP Flex also leads on ads (none vs shown). Annuity Simulator's advantage is iOS requirement (12.0 vs 16.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Annuity Simulator sells 1 one-off in-app purchase. Cegid XRP Flex asks for nothing beyond the download.

Annuity Simulator ships an update every 8 months, Cegid XRP Flex every 5 months. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Annuity Simulator | Cegid XRP Flex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/annuity-simulator/id1602254819/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 8 months | **Every 5 months** |
| Monetization | Free with in-app purchases | — |
| Size | 44 MB | 21 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [FRANCOIS GUERIN](https://appshunter.io/developer/1552471618) | [Cegid SA](https://appshunter.io/developer/581906594) |

## What reviewers say

### Annuity Simulator

[App page](https://appshunter.io/ios/app/annuity-simulator/id1602254819)

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

**Highlights:** Income and savings input, Instant annuity calculation, Annuity evolution graph, Cumulative savings table, Simple simulator parameters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads banners | $0.99 | one-time |


### Cegid XRP Flex

[App page](https://appshunter.io/ios/app/cegid-xrp-flex/id6499424468)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Annuity Simulator free?

Annuity Simulator is free to download, with in-app purchases available.

### Is Cegid XRP Flex free?

Cegid XRP Flex is free to download, with no in-app purchases.

### Do Annuity Simulator or Cegid XRP Flex have ads?

Annuity Simulator shows ads; Cegid XRP Flex does not.

### Which is updated more often, Annuity Simulator or Cegid XRP Flex?

Annuity Simulator ships an update every 8 months, and Cegid XRP Flex every 5 months. Most recently, Annuity Simulator was updated on October 12, 2026 and Cegid XRP Flex on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*