# Hamkor・онлайн банк Узбекистана vs xazna

The clearest difference is rating: xazna at 3.9 against Hamkor・онлайн банк Узбекистана's 3.6. xazna also leads on monetization model (free vs ad-supported). Hamkor・онлайн банк Узбекистана's advantage is review sentiment (41% vs 31%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

xazna holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 58 and 63 respectively. Written reviews complicate that: 41% of Hamkor・онлайн банк Узбекистана's written reviews are positive against 31% of xazna's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on October 25, 2026.

## The numbers

| Metric | Hamkor・онлайн банк Узбекистана | xazna |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (58 ratings)](https://appshunter.io/ios/app/hamkor/id1602323485/reviews) | **[3.9 (63 ratings)](https://appshunter.io/ios/app/xazna/id1642489915/reviews)** |
| Number of ratings | 58 | **63** |
| Positive reviews | **41.0% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Ad-supported | **Free** |
| Size | 195 MB | 333 MB |
| Requires iOS | 15.5.0 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [АКБ "Хамкорбанк"](https://appshunter.io/developer/1219223014) | [АT "Xalq Bank"](https://appshunter.io/developer/1255778154) |

## What reviewers say

### Hamkor・онлайн банк Узбекистана

[App page](https://appshunter.io/ios/app/hamkor/id1602323485)

Manage your finances, open cards, and track transactions. Access account details, view currency exchange rates, and find branch locations. Become a customer by applying for a debit card directly through the app.

**Highlights:** Open debit cards for free, Commission-free card-to-card transfers, View account, deposit, and loan information, Track transaction history, Monitor currency exchange rates, Locate branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### xazna

[App page](https://appshunter.io/ios/app/xazna/id1642489915)

Manage your finances, control accounts and cards, pay for services, and make transfers securely. Access government services without digital signatures and get information on banking services and loans.

**Highlights:** Financial control and expense tracking, Government service access without digital signature, Banking service information, Loan management and early repayment, Service payments (mobile, utilities, taxes), QR code payments, Card and phone number transfers, Currency exchange

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hamkor・онлайн банк Узбекистана free?

Hamkor・онлайн банк Узбекистана is free to download, with no in-app purchases.

### Is xazna free?

xazna is free to download, with no in-app purchases.

### Which has better reviews, Hamkor・онлайн банк Узбекистана or xazna?

xazna is rated higher. Hamkor・онлайн банк Узбекистана averages 3.6 out of 5 from 58 ratings, while xazna averages 3.9 from 63 ratings.

### Do Hamkor・онлайн банк Узбекистана or xazna have ads?

Neither Hamkor・онлайн банк Узбекистана nor xazna shows ads.

### Which is updated more often, Hamkor・онлайн банк Узбекистана or xazna?

Hamkor・онлайн банк Узбекистана ships an update fortnightly, and xazna fortnightly. Most recently, Hamkor・онлайн банк Узбекистана was updated on October 25, 2026 and xazna on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*