# BAMIS PAY vs Kalbe

The clearest difference is update cadence: Kalbe at every 2 weeks against BAMIS PAY's monthly. BAMIS PAY's advantage is iOS requirement (12.2 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAMIS PAY ships an update monthly, Kalbe every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BAMIS PAY | Kalbe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (44 ratings)](https://appshunter.io/ios/app/kalbe/id6504161708/reviews)** |
| Number of ratings | — | **44** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 59 MB | 49 MB |
| Requires iOS | **12.2** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banque Alwava Mauritanienne Islamique SA](https://appshunter.io/developer/1546191654) | [NEOTIC S.A.R.L](https://appshunter.io/developer/1561571618) |

## What reviewers say

### BAMIS PAY

[App page](https://appshunter.io/ios/app/bamis-pay/id1603050527)

**Features:** macOS Compatibility

**In-app purchases:** none


### Kalbe

[App page](https://appshunter.io/ios/app/kalbe/id6504161708)

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

**Highlights:** Virtual card for international payments, Local currency top-ups (MRU), Spend in US dollars globally, Secure financial management, Alternative to traditional bank cards, Online purchase and subscription payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BAMIS PAY free?

BAMIS PAY is free to download, with no in-app purchases.

### Is Kalbe free?

Kalbe is free to download, with no in-app purchases.

### Do BAMIS PAY or Kalbe have ads?

Neither BAMIS PAY nor Kalbe shows ads.

### Which is updated more often, BAMIS PAY or Kalbe?

BAMIS PAY ships an update monthly, and Kalbe every 2 weeks. Most recently, BAMIS PAY was updated on October 10, 2026 and Kalbe on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*