# 掘金智研 vs 发现报告

掘金智研 and 发现报告 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. 掘金智研 sells 5 in-app purchases, starting at $1.49 per month and 发现报告 sells 8 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

掘金智研 ships an update every 2 weeks, 发现报告 every 4 weeks. The most recent releases landed on September 8, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | 掘金智研 | 发现报告 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ai/id1603270809/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 weeks |
| Monetization | Freemium | — |
| Size | 12 MB | 31 MB |
| Requires iOS | 16 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [仕通 谷](https://appshunter.io/developer/1602039531) | [苏州互方得信息科技有限公司](https://appshunter.io/developer/1644064621) |

## What reviewers say

### 掘金智研

[App page](https://appshunter.io/ios/app/ai/id1603270809)

Get instant, AI-powered investment analysis from financial reports and company filings. Ask questions in natural language and receive concise answers with supporting data. Stay updated on your favorite companies and industries with automated tracking.

**Highlights:** AI-powered research Q&A, Natural language search, Automated report summarization, Structured investment reports, Continuous tracking of companies/industries, Core conclusion with data support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 研报标准会员 - 连续包月 | $1.49 | per month |
| 研报标准会员 - 连续包月 | $3.99 | per month |
| 研报标准会员 - 连续包季 | $4.49 | per 3 months |
| 研报标准会员 - 连续包年 | $13.99 | per year |
| 研报标准会员 - 连续包年 | $29.99 | per year |


### 发现报告

[App page](https://appshunter.io/ios/app/id6443550458)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级VIP 1个月 | $19.99 | one-time |
| 1个月高级VIP | $19.99 | one-time |
| 标准VIP 12个月 | $29.99 | one-time |
| 12个月标准VIP | $29.99 | one-time |
| 标准VIP 24个月 | $49.99 | one-time |
| 24个月标准VIP | $49.99 | one-time |
| 高级VIP 24个月 | $69.99 | one-time |
| 24个月高级VIP | $69.99 | one-time |


## Frequently asked questions

### Is 掘金智研 free?

掘金智研 is free to download, with in-app purchases available.

### Is 发现报告 free?

发现报告 is free to download, with in-app purchases available.

### Do 掘金智研 or 发现报告 have ads?

Neither 掘金智研 nor 发现报告 shows ads.

### Which is updated more often, 掘金智研 or 发现报告?

掘金智研 ships an update every 2 weeks, and 发现报告 every 4 weeks. Most recently, 掘金智研 was updated on September 8, 2026 and 发现报告 on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*