# Simple vs Payy

The clearest difference is rating: Simple at 4.5 against Payy's 4.1. Simple also leads on review sentiment (93% vs 65%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 38 and 35 respectively. Written reviews point the same way: 93% of Simple's written reviews are positive against 65% of Payy's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 10, 2026 and August 28, 2026 respectively.

## The numbers

| Metric | Simple | Payy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (38 ratings)](https://appshunter.io/ios/app/simple-rypto-btc-usdc/id1603406843/reviews)** | [4.1 (35 ratings)](https://appshunter.io/ios/app/payy/id6474760518/reviews) |
| Number of ratings | **38** | 35 |
| Positive reviews | **92.7% of reviews** | 65.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free | Free |
| Size | 241 MB | 130 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Simple Europe UAB](https://appshunter.io/developer/1603406845) | [Polybase Labs](https://appshunter.io/developer/1722468125) |

## What reviewers say

### Simple

[App page](https://appshunter.io/ios/app/simple-rypto-btc-usdc/id1603406843)

A user-friendly crypto wallet designed for everyday use, allowing you to buy, sell, and send over 200 cryptocurrencies. It offers secure transactions, global transfers with no fees, and portfolio tracking in a simple interface.

**Highlights:** Buy and sell 200+ cryptocurrencies, Send crypto globally with zero fees, Transfer crypto using phone number, Swap currencies and track portfolio, Secure and private data control, Support for top coins like BTC, ETH, SOL

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and efficient
- 💡 Innovative features
- 🔒 Secure platform
- ⭐ Excellent user experience

**What reviewers complain about**

- 🐛 Occasional crashes or bugs
- 🔒 Restricted availability in certain regions
- ⚠️ Unresponsive customer support

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices
- Delayed transaction processing

**Requested features**

- Expand availability to more countries
- Improve customer support responsiveness
- Add advanced analytics and reporting


### Payy

[App page](https://appshunter.io/ios/app/payy/id6474760518)

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

**Highlights:** Send stablecoins with payment links, No account freezing or suspension, User-controlled funds, Payy Card for spending, Easy and private digital money

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Simple free?

Simple is free to download, with no in-app purchases.

### Is Payy free?

Payy is free to download, with no in-app purchases.

### Which has better reviews, Simple or Payy?

Simple is rated higher. Simple averages 4.5 out of 5 from 38 ratings, while Payy averages 4.1 from 35 ratings.

### Do Simple or Payy have ads?

Neither Simple nor Payy shows ads.

### Which is updated more often, Simple or Payy?

Simple ships an update weekly, and Payy weekly. Most recently, Simple was updated on September 10, 2026 and Payy on August 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*