Simple vs Ulys AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple
A digital wallet designed for freelancers and remote workers to manage digital income. It offers fast, secure global fund transfers with no fees, currency swaps, and portfolio tracking. The app prioritizes user privacy and provides smart security features without complex recovery phrases.
- Global fund transfers with zero fees
- Transfer to friends via phone number
- Currency swap and portfolio tracking
- Manage multiple digital assets
- Smart security and privacy controls
- Virtual card for everyday spending (coming soon)
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Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.
Ulys AI
This app uses AI to help you invest by understanding your ideas in plain language. It finds assets, builds diversified portfolios, and allows you to approve trades. You can also research market movements and set up automated orders based on your preferences.
- AI-driven investment ideas
- Automated portfolio construction
- Trade execution with approval
- On-demand market research
- Smart order automation
- Customizable risk and confirmation settings
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Ulys is your AI assistant for investing. Tell it what you believe in, in your own words. Ulys finds the assets, builds the basket, and places the trade when you approve it. “I think AI chips will keep growing.” That’s enough to start. Ulys asks a clarifying question if it needs one, picks the assets, sizes the basket, and explains why each one is in there. Reshape it in the chat, then slide to confirm. What Ulys does • Understands what you mean. A half-formed idea is a fine place to start. No tickers, no order types, no menus. • Builds the position. It picks the assets, sizes the basket, and shows you why each one is there, with its sources. • Researches on demand. Ask why something moved or what could hurt it, and get an answer with where it came from. • Watches the world for you. Smart Orders wait for a price or a real world event and run only on the terms you approved. • Adapts to you. Set the tone, the risk appetite, the depth, and how much you want to see before you confirm. • Always asks first. Ulys proposes, you approve. Nothing runs until you slide to confirm. What you can invest in • Tokenized stocks and ETFs, tokenized gold, and crypto, in one account.* • Markets that do not close. 24/7, from 120+ countries.* • No gas fees on supported chains. No chain switching, no bridging. Non-custodial, made easy • Non-custodial. You control your account and your assets. • No seed phrase to write down and no backup step to forget. • Sign in with Apple, Google, or email, the way you sign in to anything else. Fund and Earn • Eligible new accounts start with $25 to put behind a first idea. Fund your account with $25+ to unlock it for withdrawal.* • Fund in minutes with cash, credit, debit, Apple Pay, and other top methods. • Deposited USD becomes USDC automatically. No swap step. • Turn on Earn and access earning opportunities on the USDC you already hold. It sits inside your balance rather than a separate account, so you can move in and out whenever you want. No lockups. Pay Friends • Send USDC to a friend’s phone number. Nothing to paste, no chain to pick. • If they are not on Ulys yet, they get a link and claim it from there.* • Invite a friend and you both get $25 in USDC once they fund their account and place their first trade.* Loyalty Program • Points add up for how you already use Ulys, as you trade and hold. Track them in the app whenever you feel like looking. • Your rewards live in the app. Claim them when they land. Standard terms apply. Most people already have a view on AI, rates, elections or gold. Turning one into a position used to take tickers, research, sizing and order types. Now it takes a sentence. --- *Availability varies by region. Promotional terms and eligibility requirements apply. Disclaimer: Ulys does not provide financial services or engage in regulated activities such as money transmission, exchange, custodial services, securities brokerage, or lending. Any licensed financial services (e.g., payment processing, crypto-to-fiat transactions, or lending) are facilitated entirely by third-party providers, who are responsible for obtaining and maintaining the necessary licenses under applicable U.S. federal and state laws. ACH bank transfer and debit/card on and offramps are not supported in NY. For users 18+. Not all features supported in all regions, app experience, features, and program participation dependent on restrictions specific to user region. Risk Disclosure: Digital asset purchases come with risks, including the potential loss of funds. Always research before making financial decisions. Ulys does not provide financial, investment, or legal advice.
Screenshots
Verdict
The clearest difference is ads: Simple at none against Ulys AI's shown. Simple also leads on update cadence (weekly vs monthly) and rating (4.4 vs 4.2). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Simple holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 39 and 18 respectively. Written reviews point the same way: 92% of Simple's written reviews are positive against 90% of Ulys AI's.
Simple ships an update weekly, Ulys AI monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Simple | Ulys AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (39 ratings) — better | 4.2 (18 ratings) |
| Positive reviews | 92.2% of reviews — better | 90.0% of reviews |
| Number of ratings | 39 — better | 18 |
| Update frequency | Weekly — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 227 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Simple Europe UAB | Ulys Holdings |
Customer experience
Simple
Ulys AI
Bugs and requests
Simple
Reported bugs
3 issues- Login screen freezes
- Compatibility issues with older devices
- Delayed transaction processing
Requested features
3 requests- Expand availability to more countries
- Improve customer support responsiveness
- Add advanced analytics and reporting
Ulys AI
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple
No in-app purchases
Ulys AI
No in-app purchases









