# IZI vs Paysmart

The clearest difference is review sentiment: IZI at 75% against Paysmart's 25%. IZI also leads on rating (4.0 vs 1.0) and ads (none vs shown). Paysmart's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IZI holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 75% of IZI's written reviews are positive against 25% of Paysmart's.

IZI ships an update every 2 months, Paysmart every 2 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | IZI | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/izi/id1603653941/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | **75.0% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 102 MB | 48 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ZITOUNA PAIEMENT](https://appshunter.io/developer/1603653943) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### IZI

[App page](https://appshunter.io/ios/app/izi/id1603653941)

This mobile payment app allows users to open accounts remotely, deposit and withdraw cash, transfer money, pay bills, and top up phone credit. It also offers merchant payments and transaction history tracking, all while adhering to industry security standards.

**Highlights:** Remote account opening (N1/N2), Cash in/out at network locations, Bank/postal card and account funding, Peer-to-peer money transfers, Bill payment, Phone credit recharge, Merchant payments, Transaction history tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IZI free?

IZI is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, IZI or Paysmart?

IZI is rated higher. IZI averages 4.0 out of 5 from 4 ratings, while Paysmart averages 1.0 from 2 ratings.

### Do IZI or Paysmart have ads?

Paysmart shows ads; IZI does not.

### Which is updated more often, IZI or Paysmart?

IZI ships an update every 2 months, and Paysmart every 2 weeks. Most recently, IZI was updated on October 24, 2026 and Paysmart on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*