# Debbie vs MicroMoola

The clearest difference is ratings volume: Debbie at 18K against MicroMoola's 19. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Debbie against 4.8 for MicroMoola. That said, the two scores are not equally well evidenced: Debbie has 18K ratings behind it against 19, so its average is the more settled of the two. Written reviews are what separate them: 93% of Debbie's written reviews are positive against 95% of MicroMoola's.

Debbie ships an update every 3 weeks, MicroMoola every 4 weeks. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Debbie | MicroMoola |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (18K ratings)](https://appshunter.io/ios/app/debbie-payoff-save-earn/id1603676425/reviews)** | [4.8 (19 ratings)](https://appshunter.io/ios/app/micromoola/id6794173154/reviews) |
| Number of ratings | **18K** | 19 |
| Positive reviews | 93.1% of reviews | **94.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 85 MB | 41 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Debbie Inc](https://appshunter.io/developer/1603676427) | [Ripe Vegetable Holdings LLC](https://appshunter.io/developer/6794173156) |

## What reviewers say

### Debbie

[App page](https://appshunter.io/ios/app/debbie-payoff-save-earn/id1603676425)

This finance app rewards users for building savings, making credit card payments, and improving financial habits. It offers personalized money goals, bill tracking, and educational courses to help users achieve financial freedom.

**Highlights:** Earn cash rewards for financial milestones, Track savings, balances, and credit card payments, Stay on top of bills and payments, Set personalized savings and payoff goals, Complete quick money challenges, Access personal finance educational courses

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Earn money for paying off debt
- 📚 Helpful financial education modules
- 🎮 Gamified approach to money management
- 👍 Easy to use and intuitive interface
- 🤝 Great customer support

**What reviewers complain about**

- 🔒 Requires linking to specific credit union
- ⏱️ Long wait to cash out rewards
- 🐛 Connectivity issues with linked accounts
- 💸 Difficult to reach cash out threshold
- 🤔 Confusing or unclear features

**Reported bugs**

- Login/verification codes not working
- Modules freezing or not loading properly
- Inconsistent update of progress and rewards
- Inability to delete account or change phone number

**Requested features**

- Allow linking to any bank account
- Smaller cash out thresholds
- More personalized budgeting tools
- Ability to manually add accounts
- Faster account syncing


### MicroMoola

[App page](https://appshunter.io/ios/app/micromoola/id6794173154)

Earn real cash by completing simple micro-tasks like shopping trips or online jobs. Submit proof through the app and get paid via PayPal once approved. It's a straightforward way to earn extra money, not a get-rich-quick scheme.

**Highlights:** Complete micro-tasks for cash, In-store and online task options, Submit proof with in-app camera, Track earnings and balance, Refer friends for bonuses, Cash out to PayPal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debbie free?

Debbie is free to download, with no in-app purchases.

### Is MicroMoola free?

MicroMoola is free to download, with no in-app purchases.

### Which has better reviews, Debbie or MicroMoola?

Debbie is rated higher. Debbie averages 4.9 out of 5 from 18K ratings, while MicroMoola averages 4.8 from 19 ratings.

### Do Debbie or MicroMoola have ads?

Neither Debbie nor MicroMoola shows ads.

### Which is updated more often, Debbie or MicroMoola?

Debbie ships an update every 3 weeks, and MicroMoola every 4 weeks. Most recently, Debbie was updated on November 10, 2026 and MicroMoola on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*