# Cornerstone Home Lending vs Shellpoint

The clearest difference is update cadence: Shellpoint at monthly against Cornerstone Home Lending's every 7 months. Shellpoint also leads on review sentiment (55% vs 29%) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Cornerstone Home Lending against 4.9 for Shellpoint. Both are backed by a comparable volume of ratings — 5.3K and 17K respectively. Written reviews are what separate them: 29% of Cornerstone Home Lending's written reviews are positive against 55% of Shellpoint's.

Cornerstone Home Lending ships an update every 7 months, Shellpoint monthly. The most recent releases landed on October 1, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Cornerstone Home Lending | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5.3K ratings)](https://appshunter.io/ios/app/cornerstone-home-lending/id1603900310/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 5.3K | **17K** |
| Positive reviews | 29.4% of reviews | **55.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | Free | Free |
| Size | 208 MB | 73 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cornerstone Capital Bank, SSB](https://appshunter.io/developer/963945039) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Cornerstone Home Lending

[App page](https://appshunter.io/ios/app/cornerstone-home-lending/id1603900310)

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

**Highlights:** Make and view payments, Access escrow information, View statements and tax documents, Message Customer Care, Sign up for autopay and paperless statements, Access educational resources

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Convenient mortgage payment
- 🚀 Easy to set up auto-pay

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Glitchy and unreliable app
- 🔒 Inconsistent password policy
- 🔒 Concerning security practices

**Reported bugs**

- App keeps logging users out
- Update prompt but no actual update available
- App freezes and crashes on launch

**Requested features**

- Integration with personal finance apps
- Support for special characters in passwords


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Cornerstone Home Lending free?

Cornerstone Home Lending is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Cornerstone Home Lending or Shellpoint?

Shellpoint is rated higher. Cornerstone Home Lending averages 4.8 out of 5 from 5.3K ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do Cornerstone Home Lending or Shellpoint have ads?

Neither Cornerstone Home Lending nor Shellpoint shows ads.

### Which is updated more often, Cornerstone Home Lending or Shellpoint?

Cornerstone Home Lending ships an update every 7 months, and Shellpoint monthly. Most recently, Cornerstone Home Lending was updated on October 1, 2026 and Shellpoint on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*