# Cypher Wallet vs PayNex

The clearest difference is update cadence: Cypher Wallet at every 10 days against PayNex's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cypher Wallet ships an update every 10 days, PayNex every 2 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Cypher Wallet | PayNex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (30 ratings)](https://appshunter.io/ios/app/cypher-wallet/id1604120414/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 76.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 months |
| Monetization | Freemium | — |
| Size | 104 MB | 228 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [CypherD Wallet Inc](https://appshunter.io/developer/1604120416) | [PEPPAY PHILIPPINES INCORPORATED](https://appshunter.io/developer/1670574802) |

## What reviewers say

### Cypher Wallet

[App page](https://appshunter.io/ios/app/cypher-wallet/id1604120414)

This app allows you to spend your cryptocurrency like cash globally using a virtual or physical card. It supports multiple blockchains and offers instant integration with Apple Pay and Google Pay. You maintain full control of your funds with a non-custodial wallet.

**Highlights:** Spend crypto like cash globally, Zero-fee crypto card, Non-custodial wallet, Multi-chain support (15+ blockchains), Instant Apple Pay & Google Pay compatibility, Virtual and physical card options, Global ATM cash withdrawal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayNex

[App page](https://appshunter.io/ios/app/paynex/id1673669675)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cypher Wallet free?

Cypher Wallet is free to download, with no in-app purchases.

### Is PayNex free?

PayNex is free to download, with no in-app purchases.

### Do Cypher Wallet or PayNex have ads?

Neither Cypher Wallet nor PayNex shows ads.

### Which is updated more often, Cypher Wallet or PayNex?

Cypher Wallet ships an update every 10 days, and PayNex every 2 months. Most recently, Cypher Wallet was updated on October 20, 2026 and PayNex on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*