# Cypher Wallet vs Billd

The clearest difference is rating: Billd at 5.0 against Cypher Wallet's 4.2. Billd also leads on monetization model (free vs freemium) and review sentiment (100% vs 76%). Cypher Wallet's advantage is ratings volume (30 vs 4) and update cadence (every 10 days vs every 3 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Billd holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Cypher Wallet has 30 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 76% of Cypher Wallet's written reviews are positive against 100% of Billd's.

Cypher Wallet ships an update every 10 days, Billd every 3 weeks. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Cypher Wallet | Billd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (30 ratings)](https://appshunter.io/ios/app/cypher-wallet/id1604120414/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/billd/id6759413356/reviews)** |
| Number of ratings | **30** | 4 |
| Positive reviews | 76.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Freemium | **Free** |
| Size | 104 MB | 3 MB |
| Requires iOS | **15.1** | 18.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [CypherD Wallet Inc](https://appshunter.io/developer/1604120416) | [Syam Shukla](https://appshunter.io/developer/1757527238) |

## What reviewers say

### Cypher Wallet

[App page](https://appshunter.io/ios/app/cypher-wallet/id1604120414)

This app allows you to spend your cryptocurrency like cash globally using a virtual or physical card. It supports multiple blockchains and offers instant integration with Apple Pay and Google Pay. You maintain full control of your funds with a non-custodial wallet.

**Highlights:** Spend crypto like cash globally, Zero-fee crypto card, Non-custodial wallet, Multi-chain support (15+ blockchains), Instant Apple Pay & Google Pay compatibility, Virtual and physical card options, Global ATM cash withdrawal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Billd

[App page](https://appshunter.io/ios/app/billd/id6759413356)

Effortlessly split bills and receipts with friends. Scan any receipt, assign items, and settle up instantly without awkward math. Perfect for group dining, travel, and household expenses.

**Highlights:** Receipt scanning, Item assignment, Even bill splitting, Tip and tax calculator, Friend invitations, Instant settlement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cypher Wallet free?

Cypher Wallet is free to download, with no in-app purchases.

### Is Billd free?

Billd is free to download, with no in-app purchases.

### Which has better reviews, Cypher Wallet or Billd?

Billd is rated higher. Cypher Wallet averages 4.2 out of 5 from 30 ratings, while Billd averages 5.0 from 4 ratings.

### Do Cypher Wallet or Billd have ads?

Neither Cypher Wallet nor Billd shows ads.

### Which is updated more often, Cypher Wallet or Billd?

Cypher Wallet ships an update every 10 days, and Billd every 3 weeks. Most recently, Cypher Wallet was updated on October 20, 2026 and Billd on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*