# АТБ банк vs ПАО “НИКО

The clearest difference is rating: ПАО “НИКО at 5.0 against АТБ банк's 4.6. АТБ банк's advantage is ratings volume (127 vs 3) and update cadence (every 2 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ПАО “НИКО holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: АТБ банк has 127 ratings behind it against 3, so its average is the more settled of the two.

АТБ банк ships an update every 2 weeks, ПАО “НИКО every 6 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | АТБ банк | ПАО “НИКО |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (127 ratings)](https://appshunter.io/ios/app/id1604332202/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6443673166/reviews)** |
| Number of ratings | **127** | 3 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 249 MB | 38 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Азиатско–Тихоокеанский Банк](https://appshunter.io/developer/818408979) | [НИКО-БАНК](https://appshunter.io/developer/1503444739) |

## What reviewers say

### АТБ банк

[App page](https://appshunter.io/ios/app/id1604332202)

Manage your finances with ease through this mobile banking application. It offers secure payments, loan management, and expense tracking, bringing essential banking services closer to you.

**Highlights:** Secure payments, Loan management, Expense tracking, User feedback integration

**Features:** Vision Pro support

**In-app purchases:** none


### ПАО “НИКО

[App page](https://appshunter.io/ios/app/id6443673166)

Manage your banking needs remotely. Perform transactions, open accounts, view statements, and order cards without visiting a branch. Offers a comprehensive suite of financial operations.

**Highlights:** Perform bank transfers, Open accounts and deposits, View account statements, Order bank cards, Conduct banking operations remotely

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is АТБ банк free?

АТБ банк is free to download, with no in-app purchases.

### Is ПАО “НИКО free?

ПАО “НИКО is free to download, with no in-app purchases.

### Which has better reviews, АТБ банк or ПАО “НИКО?

ПАО “НИКО is rated higher. АТБ банк averages 4.6 out of 5 from 127 ratings, while ПАО “НИКО averages 5.0 from 3 ratings.

### Do АТБ банк or ПАО “НИКО have ads?

Neither АТБ банк nor ПАО “НИКО shows ads.

### Which is updated more often, АТБ банк or ПАО “НИКО?

АТБ банк ships an update every 2 weeks, and ПАО “НИКО every 6 weeks. Most recently, АТБ банк was updated on October 27, 2026 and ПАО “НИКО on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*