# Builtwell Bank vs CTCB

The clearest difference is monetization model: Builtwell Bank at free against CTCB's free with in-app purchases. CTCB's advantage is review sentiment (73% vs 65%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Builtwell Bank against 4.8 for CTCB. Both are backed by a comparable volume of ratings — 3.8K and 2.9K respectively. Written reviews are what separate them: 65% of Builtwell Bank's written reviews are positive against 73% of CTCB's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Builtwell Bank | CTCB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.8K ratings)](https://appshunter.io/ios/app/builtwell-bank/id1604434870/reviews) | **[4.8 (2.9K ratings)](https://appshunter.io/ios/app/ctcb/id1658656291/reviews)** |
| Number of ratings | **3.8K** | 2.9K |
| Positive reviews | 64.5% of reviews | **73.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 198 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [First Volunteer Bank](https://appshunter.io/developer/1604434872) | [Citizens Tri-County Bank](https://appshunter.io/developer/1042765358) |

## What reviewers say

### Builtwell Bank

[App page](https://appshunter.io/ios/app/builtwell-bank/id1604434870)

Manage your finances on the go with a comprehensive mobile banking solution. Check balances, transfer funds, pay bills, and deposit checks remotely. Securely monitor your accounts and cards with advanced controls and alerts.

**Highlights:** Check balances and transaction history, Send and receive money with Zelle®, Mobile check deposit, Bill pay and scheduled payments, Card management and controls, ATM locator, Secure messaging

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 👍 Friendly and knowledgeable staff
- 👍 Easy to use mobile app
- 👍 Reliable banking services
- 👍 Long-standing customer satisfaction

**What reviewers complain about**

- 🐛 Issues with debit card declines and mobile check deposits
- 🐛 Zelle registration problems
- 🐛 Confusing information on bill payment changes

**Reported bugs**

- Incompatibility with older iOS versions
- Frequent fraud alerts and account verification messages

**Requested features**

- Improve Zelle integration
- Add confirmation numbers for online payments
- Provide clearer communication on app and service updates


### CTCB

[App page](https://appshunter.io/ios/app/ctcb/id1658656291)

Aggregate all your financial accounts into a single, secure view. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. This app empowers you with the tools to simplify your personal finances.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Efficient app performance
- 💯 Excellent customer service
- 🏆 Best banking app experience
- 🌟 Reliable and responsive

**What reviewers complain about**

- 🐛 Issues with mobile deposits
- ⚠️ Inconsistent account balance display

**Reported bugs**

- App crashes or becomes unresponsive
- Incorrect transaction funds display

**Requested features**

- Download transaction history in CSV format
- Improved mobile deposit limits


## Frequently asked questions

### Is Builtwell Bank free?

Builtwell Bank is free to download, with no in-app purchases.

### Is CTCB free?

CTCB is free to download, with no in-app purchases.

### Which has better reviews, Builtwell Bank or CTCB?

CTCB is rated higher. Builtwell Bank averages 4.8 out of 5 from 3.8K ratings, while CTCB averages 4.8 from 2.9K ratings.

### Do Builtwell Bank or CTCB have ads?

Neither Builtwell Bank nor CTCB shows ads.

### Which is updated more often, Builtwell Bank or CTCB?

Builtwell Bank ships an update monthly, and CTCB monthly. Most recently, Builtwell Bank was updated on October 27, 2026 and CTCB on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*