# Dot Personal Banking App vs Crust Personal

Dot Personal Banking App and Crust Personal both sit at 3.8 stars, but that hides the real split: 40% of Dot Personal Banking App's written reviews are positive against 0% of Crust Personal's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for Dot Personal Banking App against 3.8 for Crust Personal. Both are backed by a comparable volume of ratings — 16 and 6 respectively. Written reviews are what separate them: 40% of Dot Personal Banking App's written reviews are positive against 0% of Crust Personal's.

Dot Personal Banking App ships an update every 5 weeks, Crust Personal monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Dot Personal Banking App | Crust Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (16 ratings)](https://appshunter.io/ios/app/dot-personal-banking-app/id1605176010/reviews) | **[3.8 (6 ratings)](https://appshunter.io/ios/app/crust-personal/id6495368880/reviews)** |
| Number of ratings | **16** | 6 |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 176 MB | 42 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dot Microfinance Bank Limited](https://appshunter.io/developer/1605176012) | [Tmoni Technologies](https://appshunter.io/developer/1592486881) |

## What reviewers say

### Dot Personal Banking App

[App page](https://appshunter.io/ios/app/dot-personal-banking-app/id1605176010)

Manage your finances easily with this app, offering quick account setup, bill payments, and money transfers. It provides a reliable debit card and secure access to your funds on the go. The service is fully licensed and insured for peace of mind.

**Highlights:** Quick account setup, Send and receive money, Pay bills and airtime, Reliable debit card management, Bank network monitor, Schedule transfers, Secure access with private mode

**In-app purchases:** none


### Crust Personal

[App page](https://appshunter.io/ios/app/crust-personal/id6495368880)

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings tools, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account and automated saving options.

**Highlights:** Instant bill payments with cashback, Fast money transfers, Dedicated savings account number, Automated savings options, Lock savings for higher interest, Save as you spend/earn

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Dot Personal Banking App free?

Dot Personal Banking App is free to download, with no in-app purchases.

### Is Crust Personal free?

Crust Personal is free to download, with no in-app purchases.

### Which has better reviews, Dot Personal Banking App or Crust Personal?

Crust Personal is rated higher. Dot Personal Banking App averages 3.8 out of 5 from 16 ratings, while Crust Personal averages 3.8 from 6 ratings.

### Do Dot Personal Banking App or Crust Personal have ads?

Neither Dot Personal Banking App nor Crust Personal shows ads.

### Which is updated more often, Dot Personal Banking App or Crust Personal?

Dot Personal Banking App ships an update every 5 weeks, and Crust Personal monthly. Most recently, Dot Personal Banking App was updated on October 24, 2026 and Crust Personal on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*