# Finaciti vs MozaikPay

The clearest difference is in-app purchases: MozaikPay at none against Finaciti's 1. MozaikPay also leads on update cadence (every 6 days vs every 4 months). Finaciti's advantage is iOS requirement (13.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. Finaciti sells 1 in-app purchase, starting at $19.99 per month. MozaikPay asks for nothing beyond the download.

Finaciti ships an update every 4 months, MozaikPay every 6 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Finaciti | MozaikPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (6 ratings)](https://appshunter.io/ios/app/finaciti/id1605756584/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 days** |
| Monetization | Subscription | — |
| Size | 56 MB | 83 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [My Life Legacy Limited Liability Company](https://appshunter.io/developer/1605756586) | [Sig Zero Inc.](https://appshunter.io/developer/1880361349) |

## What reviewers say

### Finaciti

[App page](https://appshunter.io/ios/app/finaciti/id1605756584)

This app helps you break free from living paycheck to paycheck by leveraging psychology and human coaching. It guides you to make natural financial decisions that align with your brain's workings to achieve financial freedom and save for your goals.

**Highlights:** Psychology-based financial guidance, Human coaching support, Paycheck to Paycheck Cycle solution, Saving for big purchases, Disaster and family protection planning, Investing and career advancement advice, Personalized life story integration

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $19.99 | per month |


### MozaikPay

[App page](https://appshunter.io/ios/app/mozaikpay/id6759724794)

**In-app purchases:** none


## Frequently asked questions

### Is Finaciti free?

Finaciti is free to download, with in-app purchases available.

### Is MozaikPay free?

MozaikPay is free to download, with no in-app purchases.

### Do Finaciti or MozaikPay have ads?

Neither Finaciti nor MozaikPay shows ads.

### Which is updated more often, Finaciti or MozaikPay?

Finaciti ships an update every 4 months, and MozaikPay every 6 days. Most recently, Finaciti was updated on November 3, 2026 and MozaikPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*