# 全支付 vs SHIN理想記帳

The clearest difference is rating: SHIN理想記帳 at 4.8 against 全支付's 2.3. SHIN理想記帳 also leads on iOS requirement (13.2 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHIN理想記帳 holds the better App Store score, 4.8 against 2.3. Both are backed by a comparable volume of ratings — 3 and 5 respectively.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 全支付 | SHIN理想記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/id1605910655/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/shin/id1616469322/reviews)** |
| Number of ratings | 3 | **5** |
| Positive reviews | 21.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Ad-supported |
| Size | 120 MB | 98 MB |
| Requires iOS | 15.0 | **13.2** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PXPay Plus Co., Ltd.](https://appshunter.io/developer/1605910867) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 全支付

[App page](https://appshunter.io/ios/app/id1605910655)

**In-app purchases:** none


### SHIN理想記帳

[App page](https://appshunter.io/ios/app/shin/id1616469322)

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

**Highlights:** Proportional budgeting method, Allocate income to living, investment, savings, Categorize spending as 'wants' or 'needs', Consumption analysis reports, Cloud automatic data upload, Customizable category icons, Daily journaling reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 全支付 free?

全支付 is free to download, with no in-app purchases.

### Is SHIN理想記帳 free?

SHIN理想記帳 is free to download, with no in-app purchases.

### Which has better reviews, 全支付 or SHIN理想記帳?

SHIN理想記帳 is rated higher. 全支付 averages 2.3 out of 5 from 3 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.

### Do 全支付 or SHIN理想記帳 have ads?

Neither 全支付 nor SHIN理想記帳 shows ads.

### Which is updated more often, 全支付 or SHIN理想記帳?

全支付 ships an update every 3 weeks, and SHIN理想記帳 every 3 weeks. Most recently, 全支付 was updated on November 3, 2026 and SHIN理想記帳 on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*