# VBSP SmartBanking vs ABBank

The clearest difference is rating: VBSP SmartBanking at 4.8 against ABBank's 4.0. VBSP SmartBanking also leads on iOS requirement (13.0 vs 15.0). ABBank's advantage is update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VBSP SmartBanking holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 5 and 13 respectively.

VBSP SmartBanking ships an update every 3 months, ABBank weekly. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | VBSP SmartBanking | ABBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938/reviews)** | [4.0 (13 ratings)](https://appshunter.io/ios/app/abbank/id6636532294/reviews) |
| Number of ratings | 5 | **13** |
| Positive reviews | — | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | Free |
| Size | 151 MB | 473 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietnam Bank for Social Policies](https://appshunter.io/developer/1524937361) | [An Binh Commercial Joint Stock Bank](https://appshunter.io/developer/1452446676) |

## What reviewers say

### VBSP SmartBanking

[App page](https://appshunter.io/ios/app/vbsp-smartbanking/id1606153938)

Manage your finances on the go with this mobile banking app. Transfer funds, pay bills, and check account details anytime, anywhere. It offers secure transactions and convenient access to various financial services.

**Highlights:** Fund transfers (internal, quick 24/7, domestic), Bill payments (utilities, telecom, travel, education, insurance), QR Pay payments, Account information and transaction history, Dispute inquiry, Biometric/FaceID login, Smart OTP authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ABBank

[App page](https://appshunter.io/ios/app/abbank/id6636532294)

Manage your money with personalized recommendations and real-time alerts. Perform transfers, pay bills, and top up mobile services easily. Advanced FIDO security protects your information and transactions.

**Highlights:** Smart financial management, Personalized recommendations, Real-time transaction alerts, Transfers and bill payments, Mobile top-ups, Advanced FIDO security

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transfer speed
- 👍 Modern and friendly interface
- 👍 Simple and convenient to use
- 🚀 Smooth and stable performance
- 👍 Quick support

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App frequently lags and freezes
- 🐛 QR code scanning is slow
- 🐛 App drains battery significantly
- 🐛 Confusing and cluttered interface

**Reported bugs**

- Cannot log in after reinstallation
- App crashes frequently, especially when transferring money
- Transactions fail to execute
- Unable to log in for several days
- Cannot log in

**Requested features**

- Add a dedicated interface for Priority customers
- Add a financial management section for tracking income and expenses
- Revert to the old app interface, as the new one is confusing
- Support Apple Pay
- Remove the auto-suggested amount feature


## Frequently asked questions

### Is VBSP SmartBanking free?

VBSP SmartBanking is free to download, with no in-app purchases.

### Is ABBank free?

ABBank is free to download, with no in-app purchases.

### Which has better reviews, VBSP SmartBanking or ABBank?

VBSP SmartBanking is rated higher. VBSP SmartBanking averages 4.8 out of 5 from 5 ratings, while ABBank averages 4.0 from 13 ratings.

### Do VBSP SmartBanking or ABBank have ads?

Neither VBSP SmartBanking nor ABBank shows ads.

### Which is updated more often, VBSP SmartBanking or ABBank?

VBSP SmartBanking ships an update every 3 months, and ABBank weekly. Most recently, VBSP SmartBanking was updated on October 2, 2026 and ABBank on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*