nabD vs Daret

nabD embodies a new generation of digital banking, conceived to deliver an exclusive and innovative banking experience nabD symbolizes the renewal of digital banking of Saham Bank : a new breath, a new heartbeat that places transparency, security, innovation, and customer experience at the heart of its promise. nabD offers you a completely reimagined banking experience designed for you and your children aged 12 to 18 years old: - Account opening in just a few minutes via the mobile app, without paperwork and with full security - Simple, transparent offer with no hidden fees - Home delivery of the card - Integrated financial coaching and budget management services, with personalized advice and savings features to support everyday projects - Simple and intuitive journeys in just a few clicks

Daret is the simple way to run a savings circle (tontine, tanda, susu, ROSCA) with friends, family or coworkers: everyone puts in the same amount each month and one member receives the pot, in turn, until everyone has been paid. No more notebooks, spreadsheets or awkward reminders. Daret runs the circle, reminds everyone of due dates and keeps a clear record of every contribution. CREATE OR JOIN A CIRCLE • Set up a private circle in seconds: name, duration, monthly contribution, start date • Invite friends and family with a code and set the payout order • Join an existing circle with its code TRACK EVERYTHING IN REAL TIME • A clear dashboard: who has paid, who receives this month, what is left • The organizer confirms contributions and the circle gauge fills up • This month's recipient is notified automatically • A consolidated history of all your activity NEVER MISS A DUE DATE • Automatic reminders by push notification and email before each due date • Reminders sent for you, so nobody has to chase anyone VERIFIED PUBLIC CIRCLES (Europe) • Join circles where every member has verified their identity • Identity verification built into the app and reviewed by our team • Contributions collected by SEPA Direct Debit through licensed payment providers • Choose your duration: 6, 10 or 12 months SECURITY AND TRANSPARENCY • Daret never holds your money: payments go exclusively through licensed payment providers • Secure biometric sign-in • Your identity documents are never shared with other members • The terms of each circle are shown in the app before you join Daret is not a bank. Questions? Contact us at contact@daret.io Privacy policy: https://daret.io/privacy-policy/