Lucra vs Purso

Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.

Your financial life belongs on your phone - not on someone else's server. Purso is a budget tracker, debt tracker, and recurring expense manager that works 100% offline. No bank login. No account. No subscription. No ads. Pay once, own it forever. What Purso does: - Budget: set monthly limits per category, watch progress bars fill in real time - Debt: track what you owe, log payments, watch the balance shrink - Recurring: set it once, Purso logs it automatically every month - Reports: compare months, see category breakdowns, track your progress - Widgets: your budget on your home screen without opening the app - Export: CSV and XLSX, anytime, to your Files app What Purso doesn't do: - Connect to your bank: ever - Create an account for you - Send your data anywhere - Show you ads - Charge a monthly fee Your data lives in a single file on your device. Delete the app and it's gone. Export it and it's yours. No one else can see it, lose it, or sell it. Purso works offline. On a plane, in a tunnel, with no signal - it works. One-time purchase. No subscription. Yours forever. Privacy Policy: https://getpenno.com/privacy/