# Balance vs Ledger Cloud

The clearest difference is ads: Balance at none against Ledger Cloud's shown. Balance also leads on device support (4 vs 2). Ledger Cloud's advantage is update cadence (every 3 days vs every 2 weeks) and iOS requirement (16.6 vs 27.0). On price and in-app purchases there is nothing between them.

Both are free to download. Balance sells 4 in-app purchases, starting at $1.99 per month and Ledger Cloud sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Balance ships an update every 2 weeks, Ledger Cloud every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Balance | Ledger Cloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (16 ratings)](https://appshunter.io/ios/app/balance-personal-finance/id1606536498/reviews)** | — |
| Number of ratings | **16** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 54 MB | 20 MB |
| Requires iOS | 27.0 | **16.6** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Anatoliy Gershman](https://appshunter.io/developer/1443169072) | [Hafiz Zain ul Abideen](https://appshunter.io/developer/1451297766) |

## What reviewers say

### Balance

[App page](https://appshunter.io/ios/app/balance-personal-finance/id1606536498)

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

**Highlights:** All account tracking, iCloud sync across Apple devices, Quick expense entry, Advanced search and filtering, Customizable reports, Budget management, Scheduled and recurring transactions

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Quarterly | $4.99 | per 3 months |
| Yearly | $14.99 | per year |
| Lifetime | $49.99 | one-time |


### Ledger Cloud

[App page](https://appshunter.io/ios/app/ledger-cloud/id6499039011)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Subscription | $4.99 | one-time |


## Frequently asked questions

### Is Balance free?

Balance is free to download, with in-app purchases available.

### Is Ledger Cloud free?

Ledger Cloud is free to download, with in-app purchases available.

### Do Balance or Ledger Cloud have ads?

Ledger Cloud shows ads; Balance does not.

### Which is updated more often, Balance or Ledger Cloud?

Balance ships an update every 2 weeks, and Ledger Cloud every 3 days. Most recently, Balance was updated on November 3, 2026 and Ledger Cloud on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*