# Kixy vs 3S Money

The clearest difference is update cadence: 3S Money at every 2 weeks against Kixy's every 2 months. 3S Money also leads on review sentiment (50% vs 33%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kixy ships an update every 2 months, 3S Money every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Kixy | 3S Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/kixy/id1606900427/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 95 MB | 148 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kixy LTD](https://appshunter.io/developer/1606900429) | [3S Money](https://appshunter.io/developer/1698709918) |

## What reviewers say

### Kixy

[App page](https://appshunter.io/ios/app/kixy/id1606900427)

This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.

**Highlights:** Social money management, Bill splitting, Send cash, Business customer engagement, Active fraud monitoring, 2-Factor Authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 3S Money

[App page](https://appshunter.io/ios/app/3s-money/id6452016748)

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against foreign exchange risk. Offers dedicated support and robust security.

**Highlights:** International business accounts, Global payment processing, Multi-currency holding and exchange, FX risk protection, Dedicated Relationship Manager, 2-factor authentication, Real-time notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kixy free?

Kixy is free to download, with no in-app purchases.

### Is 3S Money free?

3S Money is free to download, with no in-app purchases.

### Do Kixy or 3S Money have ads?

Neither Kixy nor 3S Money shows ads.

### Which is updated more often, Kixy or 3S Money?

Kixy ships an update every 2 months, and 3S Money every 2 weeks. Most recently, Kixy was updated on November 3, 2026 and 3S Money on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*